Wall Street RegretsThe regret calculator.

What if you'd held VGK?

A $1,000 investment in Vanguard FTSEEuropean ETF (VGK) at the month-end close of 2005-03 would be worth $4,052 at the close of 2026-08 — +305.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,529.

$1,000 since 2005$4,052Total return+305.2%Multiple4.1×CAGR+6.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,052Gain+$3,052 (+305.2%)Multiple4.1×CAGR+6.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$4,0522006$3,6982007$2,7792008$2,4542009$4,4322010$3,3752011$3,1832012$3,6032013$2,9642014$2,3832015$2,5662016$2,6162017$2,6272018$2,0692019$2,4302020$1,9472021$1,8352022$1,5702023$1,8692024$1,5552025$1,5262026$1,123

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,331+33.1%
    2007$1,507+13.3%
    2008$834-44.6%
    2009$1,096+31.3%
    2010$1,162+6.0%
    2011$1,026-11.7%
    2012$1,248+21.6%
    2013$1,552+24.4%
    2014$1,441-7.1%
    2015$1,414-1.9%
    2016$1,408-0.4%
    2017$1,787+27.0%
    2018$1,522-14.9%
    2019$1,900+24.8%
    2020$2,015+6.1%
    2021$2,356+16.9%
    2022$1,979-16.0%
    2023$2,379+20.2%
    2024$2,423+1.9%
    2025$3,292+35.8%
    2026$3,698+12.3%

    Best and worst month-end to buy

    The best single month-end close to have bought VGK was 2009-02 ($16.07): $1,000 then is $5,739 today. The worst was 2026-08 ($92.23): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VGK be worth today?

    A $1,000 investment in Vanguard FTSEEuropean ETF (VGK) at the start of 2005 would be worth about $4,052 today, a total return of +305.2%. Dividends are reinvested in these figures.

    What were the best and worst years for VGK?

    Vanguard FTSEEuropean ETF (VGK)'s strongest calendar year since 2005 was 2025, a +35.8% return — $1,000 held through that year became about $1,358 by year-end. Its weakest year was 2008, at -44.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VGK have grown?

    Investing $100 at the end of every month since 2005-03 would have grown to about $64,988 on $25,800 invested.

    Did VGK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,529. VGK trailed the S&P 500 by +37.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard FTSEEuropean ETF (VGK) historical total-return data from 2005-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.