Wall Street RegretsThe regret calculator.

What if you'd held VIOO?

A $1,000 investment in Vanguard S&P Small-Cap 600 ETF (VIOO) at the month-end close of 2010-09 would be worth $6,243 at the close of 2026-08 — +524.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,754.

$1,000 since 2010$6,243Total return+524.3%Multiple6.2×CAGR+12.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,243Gain+$5,243 (+524.3%)Multiple6.2×CAGR+12.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$6,2432011$5,3162012$5,2812013$4,5782014$3,2402015$3,0752016$3,1422017$2,4792018$2,1912019$2,3982020$1,9552021$1,7542022$1,3832023$1,6522024$1,4222025$1,3112026$1,236

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$1,007+0.7%
    2012$1,161+15.4%
    2013$1,641+41.3%
    2014$1,729+5.4%
    2015$1,692-2.2%
    2016$2,145+26.8%
    2017$2,427+13.2%
    2018$2,217-8.7%
    2019$2,720+22.7%
    2020$3,032+11.5%
    2021$3,844+26.8%
    2022$3,219-16.3%
    2023$3,739+16.2%
    2024$4,056+8.5%
    2025$4,301+6.0%
    2026$5,316+23.6%

    Best and worst month-end to buy

    The best single month-end close to have bought VIOO was 2010-09 ($21.97): $1,000 then is $6,243 today. The worst was 2026-06 ($138): $1,000 then is $997.

    FAQ

    What would $1,000 in VIOO be worth today?

    A $1,000 investment in Vanguard S&P Small-Cap 600 ETF (VIOO) at the start of 2010 would be worth about $6,243 today, a total return of +524.3%. Dividends are reinvested in these figures.

    What were the best and worst years for VIOO?

    Vanguard S&P Small-Cap 600 ETF (VIOO)'s strongest calendar year since 2010 was 2013, a +41.3% return — $1,000 held through that year became about $1,413 by year-end. Its weakest year was 2022, at -16.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VIOO have grown?

    Investing $100 at the end of every month since 2010-09 would have grown to about $50,345 on $19,200 invested.

    Did VIOO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,754. VIOO trailed the S&P 500 by +7.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard S&P Small-Cap 600 ETF (VIOO) historical total-return data from 2010-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.