Wall Street RegretsThe regret calculator.

What if you'd held VLO?

A $1,000 investment in Valero Energy Corporation (VLO) at the month-end close of 1982-01 would be worth $260,346 at the close of 2026-08 — +25934.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $64,020.

$1,000 since 1982$260,346Total return+25934.6%Multiple260.3×CAGR+13.3%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$260,346Gain+$259,346 (+25934.6%)Multiple260.3×CAGR+13.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$145,4872001$76,8952002$74,3532003$75,9512004$59,9072005$30,3072006$13,2672007$13,3112008$9,6522009$30,6862010$38,4652011$27,5712012$29,9142013$17,9992014$10,9132015$10,8862016$7,4142017$7,3662018$5,2622019$6,2442020$4,7932021$7,4532022$5,3142023$3,0372024$2,8692025$2,9572026$2,159

    Every year, $1,000 from 1982

    YearValue of $1,000Year return
    1982$1,000
    1983$875-12.5%
    1984$270-69.2%
    1985$593+119.7%
    1986$297-49.9%
    1987$215-27.4%
    1988$383+77.7%
    1989$659+72.0%
    1990$681+3.4%
    1991$1,338+96.4%
    1992$1,045-21.8%
    1993$984-5.9%
    1994$806-18.1%
    1995$1,199+48.8%
    1996$1,432+19.4%
    1997$2,341+63.6%
    1998$1,601-31.6%
    1999$1,522-5.0%
    2000$2,879+89.2%
    2001$2,978+3.4%
    2002$2,915-2.1%
    2003$3,696+26.8%
    2004$7,305+97.7%
    2005$16,688+128.4%
    2006$16,633-0.3%
    2007$22,938+37.9%
    2008$7,215-68.5%
    2009$5,756-20.2%
    2010$8,030+39.5%
    2011$7,401-7.8%
    2012$12,301+66.2%
    2013$20,287+64.9%
    2014$20,338+0.2%
    2015$29,861+46.8%
    2016$30,058+0.7%
    2017$42,077+40.0%
    2018$35,458-15.7%
    2019$46,191+30.3%
    2020$29,705-35.7%
    2021$41,662+40.3%
    2022$72,889+75.0%
    2023$77,163+5.9%
    2024$74,880-3.0%
    2025$102,567+37.0%
    2026$221,394+115.9%

    Best and worst month-end to buy

    The best single month-end close to have bought VLO was 1988-01 ($0.32): $1,000 then is $1.08M today. The worst was 2026-08 ($346): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VLO be worth today?

    A $1,000 investment in Valero Energy Corporation (VLO) at the start of 1982 would be worth about $260,346 today, a total return of +25934.6%. Dividends are reinvested in these figures.

    What were the best and worst years for VLO?

    Valero Energy Corporation (VLO)'s strongest calendar year since 1982 was 2005, a +128.4% return — $1,000 held through that year became about $2,284 by year-end. Its weakest year was 1984, at -69.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VLO have grown?

    Investing $100 at the end of every month since 1982-01 would have grown to about $7.61M on $53,600 invested.

    Did VLO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $64,020. VLO beat the S&P 500 by +306.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Valero Energy Corporation (VLO) historical total-return data from 1982-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.