Wall Street RegretsThe regret calculator.

What if you'd held VNQI?

A $1,000 investment in Vanguard Global ex-U.S. Real Estate ETF (VNQI) at the month-end close of 2010-11 would be worth $1,788 at the close of 2026-08 — +78.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,529.

$1,000 since 2010$1,788Total return+78.8%Multiple1.8×CAGR+3.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,788Gain+$788 (+78.8%)Multiple1.8×CAGR+3.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$1,7882011$1,6622012$2,0002013$1,3972014$1,3662015$1,3362016$1,3612017$1,3342018$1,0512019$1,1612020$9552021$1,0292022$9712023$1,2602024$1,1782025$1,2052026$993

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$831-16.9%
    2012$1,189+43.1%
    2013$1,217+2.3%
    2014$1,244+2.2%
    2015$1,221-1.8%
    2016$1,246+2.0%
    2017$1,581+26.9%
    2018$1,432-9.4%
    2019$1,741+21.6%
    2020$1,615-7.2%
    2021$1,711+5.9%
    2022$1,318-22.9%
    2023$1,411+7.0%
    2024$1,379-2.2%
    2025$1,674+21.4%
    2026$1,662-0.7%

    Best and worst month-end to buy

    The best single month-end close to have bought VNQI was 2011-09 ($22.19): $1,000 then is $2,050 today. The worst was 2026-02 ($50.71): $1,000 then is $897.

    FAQ

    What would $1,000 in VNQI be worth today?

    A $1,000 investment in Vanguard Global ex-U.S. Real Estate ETF (VNQI) at the start of 2010 would be worth about $1,788 today, a total return of +78.8%. Dividends are reinvested in these figures.

    What were the best and worst years for VNQI?

    Vanguard Global ex-U.S. Real Estate ETF (VNQI)'s strongest calendar year since 2010 was 2012, a +43.1% return — $1,000 held through that year became about $1,431 by year-end. Its weakest year was 2022, at -22.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VNQI have grown?

    Investing $100 at the end of every month since 2010-11 would have grown to about $23,673 on $19,000 invested.

    Did VNQI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,529. VNQI trailed the S&P 500 by +72.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Global ex-U.S. Real Estate ETF (VNQI) historical total-return data from 2010-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.