Wall Street RegretsThe regret calculator.

What if you'd held VO?

A $1,000 investment in Vanguard Morningstar Mid-Cap ETF (VO) at the month-end close of 2004-01 would be worth $9,313 at the close of 2026-08 — +831.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,814.

$1,000 since 2004$9,313Total return+831.3%Multiple9.3×CAGR+10.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$9,313Gain+$8,313 (+831.3%)Multiple9.3×CAGR+10.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$9,3132005$7,9272006$6,9572007$6,1042008$5,7852009$9,9012010$7,0462011$5,6092012$5,7252013$4,9272014$3,6482015$3,2072016$3,2512017$2,9222018$2,4502019$2,6992020$2,0612021$1,7452022$1,3992023$1,7222024$1,4842025$1,2872026$1,153

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,139+13.9%
    2006$1,299+14.0%
    2007$1,370+5.5%
    2008$801-41.6%
    2009$1,125+40.5%
    2010$1,413+25.6%
    2011$1,385-2.0%
    2012$1,609+16.2%
    2013$2,173+35.1%
    2014$2,471+13.7%
    2015$2,438-1.4%
    2016$2,713+11.3%
    2017$3,236+19.3%
    2018$2,937-9.2%
    2019$3,846+31.0%
    2020$4,543+18.1%
    2021$5,665+24.7%
    2022$4,604-18.7%
    2023$5,342+16.0%
    2024$6,159+15.3%
    2025$6,875+11.6%
    2026$7,927+15.3%

    Best and worst month-end to buy

    The best single month-end close to have bought VO was 2009-02 ($7.07): $1,000 then is $11,750 today. The worst was 2026-08 ($83.07): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VO be worth today?

    A $1,000 investment in Vanguard Morningstar Mid-Cap ETF (VO) at the start of 2004 would be worth about $9,313 today, a total return of +831.3%. Dividends are reinvested in these figures.

    What were the best and worst years for VO?

    Vanguard Morningstar Mid-Cap ETF (VO)'s strongest calendar year since 2004 was 2009, a +40.5% return — $1,000 held through that year became about $1,405 by year-end. Its weakest year was 2008, at -41.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VO have grown?

    Investing $100 at the end of every month since 2004-01 would have grown to about $112,351 on $27,200 invested.

    Did VO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,814. VO beat the S&P 500 by +36.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Morningstar Mid-Cap ETF (VO) historical total-return data from 2004-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.