Wall Street RegretsThe regret calculator.

What if you'd held VRAI?

A $1,000 investment in Virtus Real Asset Income ETF (VRAI) at the month-end close of 2019-02 would be worth $1,587 at the close of 2026-08 — +58.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,768.

$1,000 since 2019$1,587Total return+58.7%Multiple1.6×CAGR+6.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,587Gain+$587 (+58.7%)Multiple1.6×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2019$1,5872020$1,5392021$1,6372022$1,3162023$1,4612024$1,3772025$1,3422026$1,258

    Every year, $1,000 from 2019

    YearValue of $1,000Year return
    2019$1,000
    2020$940-6.0%
    2021$1,170+24.4%
    2022$1,053-10.0%
    2023$1,117+6.1%
    2024$1,147+2.7%
    2025$1,224+6.7%
    2026$1,539+25.8%

    Best and worst month-end to buy

    The best single month-end close to have bought VRAI was 2020-03 ($12.07): $1,000 then is $2,399 today. The worst was 2026-08 ($28.95): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VRAI be worth today?

    A $1,000 investment in Virtus Real Asset Income ETF (VRAI) at the start of 2019 would be worth about $1,587 today, a total return of +58.7%. Dividends are reinvested in these figures.

    What were the best and worst years for VRAI?

    Virtus Real Asset Income ETF (VRAI)'s strongest calendar year since 2019 was 2026, a +25.8% return — $1,000 held through that year became about $1,258 by year-end. Its weakest year was 2022, at -10.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VRAI have grown?

    Investing $100 at the end of every month since 2019-02 would have grown to about $13,166 on $9,100 invested.

    Did VRAI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,768. VRAI trailed the S&P 500 by +42.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Real Asset Income ETF (VRAI) historical total-return data from 2019-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.