Wall Street RegretsThe regret calculator.

What if you'd held VSGX?

A $1,000 investment in Vanguard ESG International Stock ETF (VSGX) at the month-end close of 2018-09 would be worth $2,008 at the close of 2026-08 — +100.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,645.

$1,000 since 2018$2,008Total return+100.8%Multiple2.0×CAGR+9.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,008Gain+$1,008 (+100.8%)Multiple2.0×CAGR+9.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2018$2,0082019$2,2732020$1,8482021$1,6352022$1,5252023$1,8732024$1,6202025$1,5322026$1,172

    Every year, $1,000 from 2018

    YearValue of $1,000Year return
    2018$1,000
    2019$1,230+23.0%
    2020$1,390+13.0%
    2021$1,491+7.2%
    2022$1,213-18.6%
    2023$1,403+15.6%
    2024$1,484+5.7%
    2025$1,940+30.8%
    2026$2,273+17.2%

    Best and worst month-end to buy

    The best single month-end close to have bought VSGX was 2020-03 ($34.52): $1,000 then is $2,397 today. The worst was 2026-08 ($82.75): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VSGX be worth today?

    A $1,000 investment in Vanguard ESG International Stock ETF (VSGX) at the start of 2018 would be worth about $2,008 today, a total return of +100.8%. Dividends are reinvested in these figures.

    What were the best and worst years for VSGX?

    Vanguard ESG International Stock ETF (VSGX)'s strongest calendar year since 2018 was 2025, a +30.8% return — $1,000 held through that year became about $1,308 by year-end. Its weakest year was 2022, at -18.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VSGX have grown?

    Investing $100 at the end of every month since 2018-09 would have grown to about $16,054 on $9,600 invested.

    Did VSGX beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,645. VSGX trailed the S&P 500 by +24.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard ESG International Stock ETF (VSGX) historical total-return data from 2018-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.