Wall Street RegretsThe regret calculator.

What if you'd held VTHR?

A $1,000 investment in Vanguard Russell 3000 ETF (VTHR) at the month-end close of 2010-09 would be worth $8,318 at the close of 2026-08 — +731.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,754.

$1,000 since 2010$8,318Total return+731.8%Multiple8.3×CAGR+14.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,318Gain+$7,318 (+731.8%)Multiple8.3×CAGR+14.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$8,3182011$7,5192012$7,4352013$6,4282014$4,8052015$4,2802016$4,2722017$3,7992018$3,1392019$3,3262020$2,5432021$2,1032022$1,6762023$2,0742024$1,6472025$1,3332026$1,139

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$1,011+1.1%
    2012$1,170+15.7%
    2013$1,565+33.8%
    2014$1,757+12.3%
    2015$1,760+0.2%
    2016$1,979+12.4%
    2017$2,396+21.0%
    2018$2,260-5.6%
    2019$2,957+30.8%
    2020$3,576+20.9%
    2021$4,487+25.5%
    2022$3,626-19.2%
    2023$4,566+25.9%
    2024$5,642+23.6%
    2025$6,601+17.0%
    2026$7,519+13.9%

    Best and worst month-end to buy

    The best single month-end close to have bought VTHR was 2011-09 ($40.78): $1,000 then is $8,343 today. The worst was 2026-08 ($340): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VTHR be worth today?

    A $1,000 investment in Vanguard Russell 3000 ETF (VTHR) at the start of 2010 would be worth about $8,318 today, a total return of +731.8%. Dividends are reinvested in these figures.

    What were the best and worst years for VTHR?

    Vanguard Russell 3000 ETF (VTHR)'s strongest calendar year since 2010 was 2013, a +33.8% return — $1,000 held through that year became about $1,338 by year-end. Its weakest year was 2022, at -19.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VTHR have grown?

    Investing $100 at the end of every month since 2010-09 would have grown to about $67,251 on $19,200 invested.

    Did VTHR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,754. VTHR beat the S&P 500 by +23.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Russell 3000 ETF (VTHR) historical total-return data from 2010-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.