Wall Street RegretsThe regret calculator.

What if you'd held VWOB?

A $1,000 investment in Vanguard Emerging Markets Government Bond ETF (VWOB) at the month-end close of 2013-06 would be worth $1,647 at the close of 2026-08 — +64.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,799.

$1,000 since 2013$1,647Total return+64.7%Multiple1.6×CAGR+3.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,647Gain+$647 (+64.7%)Multiple1.6×CAGR+3.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$1,6472014$1,5962015$1,5332016$1,5092017$1,3852018$1,2772019$1,3092020$1,1432021$1,0822022$1,1022023$1,3342024$1,2052025$1,1452026$1,009

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,042+4.2%
    2015$1,058+1.6%
    2016$1,153+9.0%
    2017$1,250+8.4%
    2018$1,220-2.4%
    2019$1,397+14.5%
    2020$1,475+5.7%
    2021$1,449-1.8%
    2022$1,197-17.4%
    2023$1,325+10.7%
    2024$1,394+5.2%
    2025$1,582+13.5%
    2026$1,596+0.9%

    Best and worst month-end to buy

    The best single month-end close to have bought VWOB was 2013-08 ($39.76): $1,000 then is $1,663 today. The worst was 2026-06 ($66.93): $1,000 then is $988.

    FAQ

    What would $1,000 in VWOB be worth today?

    A $1,000 investment in Vanguard Emerging Markets Government Bond ETF (VWOB) at the start of 2013 would be worth about $1,647 today, a total return of +64.7%. Dividends are reinvested in these figures.

    What were the best and worst years for VWOB?

    Vanguard Emerging Markets Government Bond ETF (VWOB)'s strongest calendar year since 2013 was 2019, a +14.5% return — $1,000 held through that year became about $1,145 by year-end. Its weakest year was 2022, at -17.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VWOB have grown?

    Investing $100 at the end of every month since 2013-06 would have grown to about $20,357 on $15,900 invested.

    Did VWOB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,799. VWOB trailed the S&P 500 by +65.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Emerging Markets Government Bond ETF (VWOB) historical total-return data from 2013-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.