Wall Street RegretsThe regret calculator.

What if you'd held XBIO?

A $1,000 investment in Xenetic Biosciences, Inc. (XBIO) at the month-end close of 2016-06 would be worth $5.49 at the close of 2026-08 — -99.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,672.

$1,000 since 2016$5.49Total return-99.5%Multiple0.01×CAGR-40.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5.49Gain+$-995 (-99.5%)Multiple0.0×CAGR-40.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$5.492017$6.512018$14.592019$17.072020$2332021$1652022$2602023$1,1792024$9742025$8422026$1,548

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$446-55.4%
    2018$381-14.5%
    2019$27.91-92.7%
    2020$39.53+41.7%
    2021$25.00-36.8%
    2022$5.52-77.9%
    2023$6.69+21.1%
    2024$7.73+15.7%
    2025$4.21-45.6%
    2026$6.51+54.8%

    Best and worst month-end to buy

    The best single month-end close to have bought XBIO was 2025-12 ($2.17): $1,000 then is $1,548 today. The worst was 2016-06 ($612): $1,000 then is $5.49.

    FAQ

    What would $1,000 in XBIO be worth today?

    A $1,000 investment in Xenetic Biosciences, Inc. (XBIO) at the start of 2016 would be worth about $5.49 today, a total return of -99.5%. Dividends are reinvested in these figures.

    What were the best and worst years for XBIO?

    Xenetic Biosciences, Inc. (XBIO)'s strongest calendar year since 2016 was 2026, a +54.8% return — $1,000 held through that year became about $1,548 by year-end. Its weakest year was 2019, at -92.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XBIO have grown?

    Investing $100 at the end of every month since 2016-06 would have grown to about $5,736 on $12,300 invested.

    Did XBIO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,672. XBIO trailed the S&P 500 by +99.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Xenetic Biosciences, Inc. (XBIO) historical total-return data from 2016-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.