Wall Street RegretsThe regret calculator.

What if you'd held XNTK?

A $1,000 investment in State Street SPDR NYSE Technology ETF (XNTK) at the month-end close of 2000-10 would be worth $11,477 at the close of 2026-08 — +1047.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,392.

$1,000 since 2000$11,477Total return+1047.7%Multiple11.5×CAGR+9.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$11,477Gain+$10,477 (+1047.7%)Multiple11.5×CAGR+9.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,4772001$15,7032002$20,6552003$36,8342004$22,2242005$20,8602006$20,2912007$18,5992008$16,9722009$30,8222010$18,0812011$15,6892012$17,5392013$14,9032014$11,2382015$9,7972016$9,1352017$8,0922018$5,7652019$6,2072020$4,4952021$2,5852022$2,1982023$3,7292024$2,1922025$1,7752026$1,286

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$760-24.0%
    2002$426-43.9%
    2003$707+65.7%
    2004$753+6.5%
    2005$774+2.8%
    2006$844+9.1%
    2007$925+9.6%
    2008$509-44.9%
    2009$868+70.5%
    2010$1,001+15.2%
    2011$895-10.5%
    2012$1,054+17.7%
    2013$1,397+32.6%
    2014$1,603+14.7%
    2015$1,719+7.2%
    2016$1,941+12.9%
    2017$2,724+40.4%
    2018$2,530-7.1%
    2019$3,493+38.1%
    2020$6,074+73.9%
    2021$7,146+17.6%
    2022$4,211-41.1%
    2023$7,164+70.1%
    2024$8,847+23.5%
    2025$12,214+38.1%
    2026$15,703+28.6%

    Best and worst month-end to buy

    The best single month-end close to have bought XNTK was 2002-09 ($8.05): $1,000 then is $44,338 today. The worst was 2026-06 ($391): $1,000 then is $914.

    FAQ

    What would $1,000 in XNTK be worth today?

    A $1,000 investment in State Street SPDR NYSE Technology ETF (XNTK) at the start of 2000 would be worth about $11,477 today, a total return of +1047.7%. Dividends are reinvested in these figures.

    What were the best and worst years for XNTK?

    State Street SPDR NYSE Technology ETF (XNTK)'s strongest calendar year since 2000 was 2020, a +73.9% return — $1,000 held through that year became about $1,739 by year-end. Its weakest year was 2008, at -44.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XNTK have grown?

    Investing $100 at the end of every month since 2000-10 would have grown to about $402,820 on $31,100 invested.

    Did XNTK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,392. XNTK beat the S&P 500 by +112.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR NYSE Technology ETF (XNTK) historical total-return data from 2000-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.