Wall Street RegretsThe regret calculator.

What if you'd held XOP?

A $1,000 investment in State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) at the month-end close of 2006-06 would be worth $1,577 at the close of 2026-08 — +57.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,068.

$1,000 since 2006$1,577Total return+57.7%Multiple1.6×CAGR+2.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,577Gain+$577 (+57.7%)Multiple1.6×CAGR+2.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$1,5772007$1,6142008$1,1782009$2,0562010$1,4672011$1,1412012$1,1302013$1,0882014$8512015$1,2052016$1,8772017$1,3572018$1,4992019$2,0852020$2,3032021$3,6202022$2,1712023$1,4942024$1,4422025$1,4572026$1,489

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$1,369+36.9%
    2008$785-42.7%
    2009$1,100+40.2%
    2010$1,414+28.6%
    2011$1,428+1.0%
    2012$1,483+3.9%
    2013$1,897+27.9%
    2014$1,339-29.4%
    2015$860-35.8%
    2016$1,189+38.3%
    2017$1,076-9.5%
    2018$774-28.1%
    2019$701-9.4%
    2020$446-36.4%
    2021$743+66.7%
    2022$1,080+45.4%
    2023$1,119+3.6%
    2024$1,108-1.0%
    2025$1,084-2.2%
    2026$1,614+48.9%

    Best and worst month-end to buy

    The best single month-end close to have bought XOP was 2020-03 ($28.41): $1,000 then is $6,559 today. The worst was 2014-06 ($264): $1,000 then is $706.

    FAQ

    What would $1,000 in XOP be worth today?

    A $1,000 investment in State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) at the start of 2006 would be worth about $1,577 today, a total return of +57.7%. Dividends are reinvested in these figures.

    What were the best and worst years for XOP?

    State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP)'s strongest calendar year since 2006 was 2021, a +66.7% return — $1,000 held through that year became about $1,667 by year-end. Its weakest year was 2008, at -42.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XOP have grown?

    Investing $100 at the end of every month since 2006-06 would have grown to about $39,075 on $24,300 invested.

    Did XOP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,068. XOP trailed the S&P 500 by +74.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) historical total-return data from 2006-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.