Wall Street RegretsThe regret calculator.

What if you'd held XOVR?

A $1,000 investment in ERShares Private-Public Crossover ETF (XOVR) at the month-end close of 2017-11 would be worth $2,352 at the close of 2026-08 — +135.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,911.

$1,000 since 2017$2,352Total return+135.2%Multiple2.4×CAGR+10.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,352Gain+$1,352 (+135.2%)Multiple2.4×CAGR+10.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$2,3522018$2,3362019$2,4612020$1,8682021$1,2422022$1,3392023$2,2732024$1,4962025$1,1232026$1,004

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$949-5.1%
    2019$1,251+31.8%
    2020$1,881+50.4%
    2021$1,745-7.2%
    2022$1,028-41.1%
    2023$1,561+51.9%
    2024$2,080+33.2%
    2025$2,326+11.8%
    2026$2,336+0.4%

    Best and worst month-end to buy

    The best single month-end close to have bought XOVR was 2018-12 ($8.22): $1,000 then is $2,461 today. The worst was 2025-10 ($21.31): $1,000 then is $949.

    FAQ

    What would $1,000 in XOVR be worth today?

    A $1,000 investment in ERShares Private-Public Crossover ETF (XOVR) at the start of 2017 would be worth about $2,352 today, a total return of +135.2%. Dividends are reinvested in these figures.

    What were the best and worst years for XOVR?

    ERShares Private-Public Crossover ETF (XOVR)'s strongest calendar year since 2017 was 2023, a +51.9% return — $1,000 held through that year became about $1,519 by year-end. Its weakest year was 2022, at -41.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XOVR have grown?

    Investing $100 at the end of every month since 2017-11 would have grown to about $16,975 on $10,600 invested.

    Did XOVR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,911. XOVR trailed the S&P 500 by +19.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ERShares Private-Public Crossover ETF (XOVR) historical total-return data from 2017-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.