Wall Street RegretsThe regret calculator.

What if you'd held XPO?

A $1,000 investment in XPO, Inc. (XPO) at the month-end close of 2003-10 would be worth $92,085 at the close of 2026-08 — +9108.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,336.

$1,000 since 2003$92,085Total return+9108.5%Multiple92.1×CAGR+21.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$92,085Gain+$91,085 (+9108.5%)Multiple92.1×CAGR+21.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$92,0852004$103,4212005$95,1472006$209,8092007$112,3682008$115,9992009$124,0922010$111,4792011$55,7402012$46,2262013$32,8452014$21,7152015$13,9642016$20,9472017$13,2262018$6,2332019$10,0082020$7,1622021$4,7892022$4,2912023$5,9312024$2,2542025$1,5052026$1,453

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,087+8.7%
    2005$493-54.7%
    2006$920+86.7%
    2007$892-3.1%
    2008$833-6.5%
    2009$928+11.3%
    2010$1,855+100.0%
    2011$2,237+20.6%
    2012$3,149+40.7%
    2013$4,763+51.3%
    2014$7,406+55.5%
    2015$4,937-33.3%
    2016$7,819+58.4%
    2017$16,594+112.2%
    2018$10,334-37.7%
    2019$14,439+39.7%
    2020$21,596+49.6%
    2021$24,100+11.6%
    2022$17,438-27.6%
    2023$45,883+163.1%
    2024$68,701+49.7%
    2025$71,194+3.6%
    2026$103,421+45.3%

    Best and worst month-end to buy

    The best single month-end close to have bought XPO was 2005-08 ($0.78): $1,000 then is $254,748 today. The worst was 2026-04 ($220): $1,000 then is $897.

    FAQ

    What would $1,000 in XPO be worth today?

    A $1,000 investment in XPO, Inc. (XPO) at the start of 2003 would be worth about $92,085 today, a total return of +9108.5%. Dividends are reinvested in these figures.

    What were the best and worst years for XPO?

    XPO, Inc. (XPO)'s strongest calendar year since 2003 was 2023, a +163.1% return — $1,000 held through that year became about $2,631 by year-end. Its weakest year was 2005, at -54.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XPO have grown?

    Investing $100 at the end of every month since 2003-10 would have grown to about $1.38M on $27,500 invested.

    Did XPO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,336. XPO beat the S&P 500 by +1155.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    XPO, Inc. (XPO) historical total-return data from 2003-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.