Wall Street RegretsThe regret calculator.

What if you'd held XSD?

A $1,000 investment in State Street SPDR S&P Semiconductor ETF (XSD) at the month-end close of 2006-02 would be worth $21,156 at the close of 2026-08 — +2015.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,019.

$1,000 since 2006$21,156Total return+2015.6%Multiple21.2×CAGR+16.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$21,156Gain+$20,156 (+2015.6%)Multiple21.2×CAGR+16.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$21,1562007$22,8462008$24,0702009$46,0052010$23,1192011$19,9802012$24,4202013$23,8532014$17,4882015$13,3402016$12,1042017$9,3552018$7,4722019$7,9772020$4,8452021$2,9922022$2,0992023$3,0382024$2,2532025$2,0342026$1,566

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$949-5.1%
    2008$497-47.7%
    2009$988+99.0%
    2010$1,143+15.7%
    2011$936-18.2%
    2012$958+2.4%
    2013$1,306+36.4%
    2014$1,713+31.1%
    2015$1,887+10.2%
    2016$2,442+29.4%
    2017$3,058+25.2%
    2018$2,864-6.3%
    2019$4,715+64.7%
    2020$7,636+61.9%
    2021$10,885+42.5%
    2022$7,519-30.9%
    2023$10,142+34.9%
    2024$11,232+10.8%
    2025$14,585+29.8%
    2026$22,846+56.6%

    Best and worst month-end to buy

    The best single month-end close to have bought XSD was 2008-11 ($10.38): $1,000 then is $48,487 today. The worst was 2026-06 ($624): $1,000 then is $807.

    FAQ

    What would $1,000 in XSD be worth today?

    A $1,000 investment in State Street SPDR S&P Semiconductor ETF (XSD) at the start of 2006 would be worth about $21,156 today, a total return of +2015.6%. Dividends are reinvested in these figures.

    What were the best and worst years for XSD?

    State Street SPDR S&P Semiconductor ETF (XSD)'s strongest calendar year since 2006 was 2009, a +99.0% return — $1,000 held through that year became about $1,990 by year-end. Its weakest year was 2008, at -47.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XSD have grown?

    Investing $100 at the end of every month since 2006-02 would have grown to about $328,236 on $24,700 invested.

    Did XSD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,019. XSD beat the S&P 500 by +251.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P Semiconductor ETF (XSD) historical total-return data from 2006-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.