What if you'd held ZION?
A $1,000 investment in Zions Bancorporation N.A. (ZION) at the month-end close of 1980-03 would be worth $105,549 at the close of 2026-08 — +10454.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $1,392 | +39.2% |
| 1982 | $1,248 | -10.3% |
| 1983 | $1,656 | +32.7% |
| 1984 | $1,500 | -9.4% |
| 1985 | $2,147 | +43.2% |
| 1986 | $1,901 | -11.5% |
| 1987 | $1,140 | -40.1% |
| 1988 | $1,190 | +4.5% |
| 1989 | $1,588 | +33.4% |
| 1990 | $1,895 | +19.3% |
| 1991 | $2,659 | +40.4% |
| 1992 | $4,814 | +81.1% |
| 1993 | $4,801 | -0.3% |
| 1994 | $4,800 | -0.0% |
| 1995 | $11,015 | +129.5% |
| 1996 | $14,508 | +31.7% |
| 1997 | $25,756 | +77.5% |
| 1998 | $35,787 | +38.9% |
| 1999 | $34,372 | -4.0% |
| 2000 | $37,003 | +7.7% |
| 2001 | $31,623 | -14.5% |
| 2002 | $24,049 | -24.0% |
| 2003 | $38,240 | +59.0% |
| 2004 | $43,313 | +13.3% |
| 2005 | $49,093 | +13.3% |
| 2006 | $54,555 | +11.1% |
| 2007 | $31,635 | -42.0% |
| 2008 | $17,271 | -45.4% |
| 2009 | $9,096 | -47.3% |
| 2010 | $17,208 | +89.2% |
| 2011 | $11,586 | -32.7% |
| 2012 | $15,262 | +31.7% |
| 2013 | $21,466 | +40.7% |
| 2014 | $20,540 | -4.3% |
| 2015 | $19,818 | -3.5% |
| 2016 | $31,562 | +59.3% |
| 2017 | $37,648 | +19.3% |
| 2018 | $30,776 | -18.3% |
| 2019 | $40,316 | +31.0% |
| 2020 | $35,006 | -13.2% |
| 2021 | $52,196 | +49.1% |
| 2022 | $41,745 | -20.0% |
| 2023 | $39,118 | -6.3% |
| 2024 | $50,146 | +28.2% |
| 2025 | $55,955 | +11.6% |
| 2026 | $66,689 | +19.2% |
Best and worst month-end to buy
The best single month-end close to have bought ZION was 1980-03 ($0.65): $1,000 then is $105,549 today. The worst was 2026-07 ($69.23): $1,000 then is $986.
FAQ
What would $1,000 in ZION be worth today?
A $1,000 investment in Zions Bancorporation N.A. (ZION) at the start of 1980 would be worth about $105,549 today, a total return of +10454.9%. Dividends are reinvested in these figures.
What were the best and worst years for ZION?
Zions Bancorporation N.A. (ZION)'s strongest calendar year since 1980 was 1995, a +129.5% return — $1,000 held through that year became about $2,295 by year-end. Its weakest year was 2009, at -47.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in ZION have grown?
Investing $100 at the end of every month since 1980-03 would have grown to about $818,436 on $55,800 invested.
Did ZION beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $75,502. ZION beat the S&P 500 by +39.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Zions Bancorporation N.A. (ZION) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.