Wall Street RegretsThe regret calculator.

What if you'd held ACWI?

A $1,000 investment in iShares MSCI ACWI ETF (ACWI) at the month-end close of 2008-03 would be worth $4,606 at the close of 2026-08 — +360.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,827.

$1,000 since 2008$4,606Total return+360.6%Multiple4.6×CAGR+8.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,606Gain+$3,606 (+360.6%)Multiple4.6×CAGR+8.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$4,6062009$7,0082010$5,2952011$4,6952012$5,0922013$4,3622014$3,5652015$3,4332016$3,5102017$3,2392018$2,6052019$2,8662020$2,2642021$1,9462022$1,6402023$2,0102024$1,6432025$1,3992026$1,143

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,324+32.4%
    2010$1,493+12.8%
    2011$1,376-7.8%
    2012$1,607+16.7%
    2013$1,966+22.4%
    2014$2,041+3.8%
    2015$1,997-2.2%
    2016$2,164+8.4%
    2017$2,691+24.3%
    2018$2,445-9.1%
    2019$3,095+26.6%
    2020$3,601+16.3%
    2021$4,273+18.7%
    2022$3,487-18.4%
    2023$4,264+22.3%
    2024$5,008+17.4%
    2025$6,131+22.4%
    2026$7,008+14.3%

    Best and worst month-end to buy

    The best single month-end close to have bought ACWI was 2009-02 ($18.35): $1,000 then is $8,757 today. The worst was 2026-08 ($161): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ACWI be worth today?

    A $1,000 investment in iShares MSCI ACWI ETF (ACWI) at the start of 2008 would be worth about $4,606 today, a total return of +360.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ACWI?

    iShares MSCI ACWI ETF (ACWI)'s strongest calendar year since 2008 was 2009, a +32.4% return — $1,000 held through that year became about $1,324 by year-end. Its weakest year was 2022, at -18.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ACWI have grown?

    Investing $100 at the end of every month since 2008-03 would have grown to about $71,111 on $22,200 invested.

    Did ACWI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,827. ACWI trailed the S&P 500 by +21.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI ACWI ETF (ACWI) historical total-return data from 2008-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.