Wall Street RegretsThe regret calculator.

What if you'd held AOA?

A $1,000 investment in iShares Core 80/20 Aggressive Allocation ETF (AOA) at the month-end close of 2008-11 would be worth $6,474 at the close of 2026-08 — +547.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,600.

$1,000 since 2008$6,474Total return+547.4%Multiple6.5×CAGR+11.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,474Gain+$5,474 (+547.4%)Multiple6.5×CAGR+11.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$6,4742009$6,0892010$4,8392011$4,1442012$4,2182013$3,6662014$2,9952015$2,8252016$2,8562017$2,6592018$2,2152019$2,4042020$1,9612021$1,7382022$1,5062023$1,7982024$1,5202025$1,3392026$1,119

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,258+25.8%
    2010$1,469+16.8%
    2011$1,444-1.8%
    2012$1,661+15.0%
    2013$2,033+22.4%
    2014$2,155+6.0%
    2015$2,132-1.1%
    2016$2,290+7.4%
    2017$2,748+20.0%
    2018$2,533-7.9%
    2019$3,104+22.6%
    2020$3,502+12.8%
    2021$4,043+15.4%
    2022$3,387-16.2%
    2023$4,006+18.3%
    2024$4,548+13.6%
    2025$5,439+19.6%
    2026$6,089+11.9%

    Best and worst month-end to buy

    The best single month-end close to have bought AOA was 2009-02 ($13.57): $1,000 then is $7,314 today. The worst was 2026-08 ($99.25): $1,000 then is $1,000.

    FAQ

    What would $1,000 in AOA be worth today?

    A $1,000 investment in iShares Core 80/20 Aggressive Allocation ETF (AOA) at the start of 2008 would be worth about $6,474 today, a total return of +547.4%. Dividends are reinvested in these figures.

    What were the best and worst years for AOA?

    iShares Core 80/20 Aggressive Allocation ETF (AOA)'s strongest calendar year since 2008 was 2009, a +25.8% return — $1,000 held through that year became about $1,258 by year-end. Its weakest year was 2022, at -16.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AOA have grown?

    Investing $100 at the end of every month since 2008-11 would have grown to about $57,947 on $21,400 invested.

    Did AOA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,600. AOA trailed the S&P 500 by +24.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Core 80/20 Aggressive Allocation ETF (AOA) historical total-return data from 2008-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.