Wall Street RegretsThe regret calculator.

What if you'd held AOM?

A $1,000 investment in iShares Core 40/60 Moderate Allocation ETF (AOM) at the month-end close of 2008-11 would be worth $3,071 at the close of 2026-08 — +207.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,600.

$1,000 since 2008$3,071Total return+207.1%Multiple3.1×CAGR+6.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,071Gain+$2,071 (+207.1%)Multiple3.1×CAGR+6.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$3,0712009$2,9582010$2,6122011$2,4222012$2,3672013$2,1842014$1,9812015$1,8932016$1,9182017$1,8212018$1,6322019$1,6972020$1,4692021$1,3352022$1,2492023$1,4612024$1,3002025$1,2042026$1,063

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,133+13.3%
    2010$1,221+7.8%
    2011$1,250+2.3%
    2012$1,354+8.4%
    2013$1,493+10.3%
    2014$1,563+4.6%
    2015$1,543-1.3%
    2016$1,624+5.3%
    2017$1,813+11.6%
    2018$1,743-3.9%
    2019$2,014+15.6%
    2020$2,216+10.0%
    2021$2,369+6.9%
    2022$2,025-14.5%
    2023$2,276+12.4%
    2024$2,457+8.0%
    2025$2,783+13.3%
    2026$2,958+6.3%

    Best and worst month-end to buy

    The best single month-end close to have bought AOM was 2009-02 ($15.33): $1,000 then is $3,261 today. The worst was 2026-08 ($49.99): $1,000 then is $1,000.

    FAQ

    What would $1,000 in AOM be worth today?

    A $1,000 investment in iShares Core 40/60 Moderate Allocation ETF (AOM) at the start of 2008 would be worth about $3,071 today, a total return of +207.1%. Dividends are reinvested in these figures.

    What were the best and worst years for AOM?

    iShares Core 40/60 Moderate Allocation ETF (AOM)'s strongest calendar year since 2008 was 2019, a +15.6% return — $1,000 held through that year became about $1,156 by year-end. Its weakest year was 2022, at -14.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AOM have grown?

    Investing $100 at the end of every month since 2008-11 would have grown to about $38,144 on $21,400 invested.

    Did AOM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,600. AOM trailed the S&P 500 by +64.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Core 40/60 Moderate Allocation ETF (AOM) historical total-return data from 2008-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.