What if you'd held BCAL?
A $1,000 investment in California BanCorp (BCAL) at the month-end close of 2005-11 would be worth $2,129 at the close of 2026-08 — +112.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,169.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2005
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2005 | $1,000 | — |
| 2006 | $1,010 | +1.0% |
| 2007 | $758 | -25.0% |
| 2008 | $1,005 | +32.7% |
| 2009 | $910 | -9.5% |
| 2010 | $527 | -42.1% |
| 2011 | $606 | +15.0% |
| 2012 | $571 | -5.8% |
| 2013 | $707 | +23.9% |
| 2014 | $657 | -7.1% |
| 2015 | $839 | +27.7% |
| 2016 | $1,162 | +38.6% |
| 2017 | $1,491 | +28.3% |
| 2018 | $1,334 | -10.5% |
| 2019 | $1,289 | -3.4% |
| 2020 | $1,289 | 0.0% |
| 2021 | $1,514 | +17.5% |
| 2022 | $1,700 | +12.3% |
| 2023 | $1,753 | +3.1% |
| 2024 | $1,671 | -4.6% |
| 2025 | $1,896 | +13.5% |
| 2026 | $2,162 | +14.0% |
Best and worst month-end to buy
The best single month-end close to have bought BCAL was 2009-07 ($4.67): $1,000 then is $4,510 today. The worst was 2026-07 ($21.30): $1,000 then is $989.
FAQ
What would $1,000 in BCAL be worth today?
A $1,000 investment in California BanCorp (BCAL) at the start of 2005 would be worth about $2,129 today, a total return of +112.9%. Dividends are reinvested in these figures.
What were the best and worst years for BCAL?
California BanCorp (BCAL)'s strongest calendar year since 2005 was 2016, a +38.6% return — $1,000 held through that year became about $1,386 by year-end. Its weakest year was 2010, at -42.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BCAL have grown?
Investing $100 at the end of every month since 2005-11 would have grown to about $55,061 on $25,000 invested.
Did BCAL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,169. BCAL trailed the S&P 500 by +65.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
California BanCorp (BCAL) historical total-return data from 2005-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.