Wall Street RegretsThe regret calculator.

What if you'd held BCML?

A $1,000 investment in BayCom Corp (BCML) at the month-end close of 2005-11 would be worth $2,807 at the close of 2026-08 — +180.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,169.

$1,000 since 2005$2,807Total return+180.7%Multiple2.8×CAGR+5.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,807Gain+$1,807 (+180.7%)Multiple2.8×CAGR+5.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$2,8072006$2,8072007$2,8412008$3,2072009$4,7402010$4,3472011$4,8152012$4,9162013$4,1072014$3,4742015$2,8312016$2,5422017$2,2662018$1,7322019$1,4592020$1,4812021$2,2202022$1,7952023$1,7572024$1,3842025$1,1932026$1,056

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$988-1.2%
    2007$875-11.4%
    2008$592-32.3%
    2009$646+9.0%
    2010$583-9.7%
    2011$571-2.1%
    2012$684+19.7%
    2013$808+18.2%
    2014$992+22.7%
    2015$1,104+11.3%
    2016$1,239+12.2%
    2017$1,621+30.8%
    2018$1,924+18.7%
    2019$1,896-1.5%
    2020$1,265-33.3%
    2021$1,564+23.6%
    2022$1,598+2.2%
    2023$2,028+26.9%
    2024$2,352+16.0%
    2025$2,659+13.0%
    2026$2,807+5.6%

    Best and worst month-end to buy

    The best single month-end close to have bought BCML was 2011-09 ($5.83): $1,000 then is $5,220 today. The worst was 2026-06 ($32.90): $1,000 then is $925.

    FAQ

    What would $1,000 in BCML be worth today?

    A $1,000 investment in BayCom Corp (BCML) at the start of 2005 would be worth about $2,807 today, a total return of +180.7%. Dividends are reinvested in these figures.

    What were the best and worst years for BCML?

    BayCom Corp (BCML)'s strongest calendar year since 2005 was 2017, a +30.8% return — $1,000 held through that year became about $1,308 by year-end. Its weakest year was 2020, at -33.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BCML have grown?

    Investing $100 at the end of every month since 2005-11 would have grown to about $66,946 on $25,000 invested.

    Did BCML beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,169. BCML trailed the S&P 500 by +54.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    BayCom Corp (BCML) historical total-return data from 2005-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.