Wall Street RegretsThe regret calculator.

What if you'd held BHB?

A $1,000 investment in Bar Harbor Bankshares, Inc. (BHB) at the month-end close of 1997-09 would be worth $9,970 at the close of 2026-08 — +897.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,137.

$1,000 since 1997$9,970Total return+897.0%Multiple10.0×CAGR+8.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$9,970Gain+$8,970 (+897.0%)Multiple10.0×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$12,9442001$15,4822002$11,6122003$10,3892004$7,1652005$6,4722006$6,9142007$5,5452008$5,4382009$6,4092010$5,7972011$5,2782012$4,9232013$4,2362014$3,4452015$2,7742016$2,5032017$1,7632018$2,0042019$2,3472020$2,0032021$2,1602022$1,6322023$1,4222024$1,4882025$1,3702026$1,296

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$887-11.3%
    1999$688-22.4%
    2000$576-16.4%
    2001$767+33.3%
    2002$858+11.8%
    2003$1,244+45.0%
    2004$1,377+10.7%
    2005$1,289-6.4%
    2006$1,607+24.7%
    2007$1,639+2.0%
    2008$1,391-15.2%
    2009$1,537+10.6%
    2010$1,688+9.8%
    2011$1,810+7.2%
    2012$2,104+16.2%
    2013$2,587+23.0%
    2014$3,212+24.2%
    2015$3,560+10.8%
    2016$5,056+42.0%
    2017$4,447-12.1%
    2018$3,797-14.6%
    2019$4,449+17.2%
    2020$4,126-7.3%
    2021$5,460+32.3%
    2022$6,266+14.8%
    2023$5,989-4.4%
    2024$6,503+8.6%
    2025$6,876+5.7%
    2026$8,912+29.6%

    Best and worst month-end to buy

    The best single month-end close to have bought BHB was 2000-03 ($2.30): $1,000 then is $17,165 today. The worst was 2026-07 ($39.71): $1,000 then is $994.

    FAQ

    What would $1,000 in BHB be worth today?

    A $1,000 investment in Bar Harbor Bankshares, Inc. (BHB) at the start of 1997 would be worth about $9,970 today, a total return of +897.0%. Dividends are reinvested in these figures.

    What were the best and worst years for BHB?

    Bar Harbor Bankshares, Inc. (BHB)'s strongest calendar year since 1997 was 2003, a +45.0% return — $1,000 held through that year became about $1,450 by year-end. Its weakest year was 1999, at -22.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BHB have grown?

    Investing $100 at the end of every month since 1997-09 would have grown to about $185,000 on $34,800 invested.

    Did BHB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,137. BHB beat the S&P 500 by +22.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Bar Harbor Bankshares, Inc. (BHB) historical total-return data from 1997-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.