Wall Street RegretsThe regret calculator.

What if you'd held PSMT?

A $1,000 investment in PriceSmart, Inc. (PSMT) at the month-end close of 1997-09 would be worth $12,455 at the close of 2026-08 — +1145.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,137.

$1,000 since 1997$12,455Total return+1145.5%Multiple12.5×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$12,455Gain+$11,455 (+1145.5%)Multiple12.5×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,7982001$6,9112002$6,4922003$9,9162004$36,2832005$30,0702006$27,1842007$12,6892008$7,4472009$10,6372010$10,4532011$5,4952012$2,9622013$2,6452014$1,7572015$2,2082016$2,4082017$2,3722018$2,2822019$3,2952020$2,7102021$2,0902022$2,5822023$3,0692024$2,4312025$1,9462026$1,444

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$1,021+2.1%
    1999$2,288+124.0%
    2000$1,919-16.1%
    2001$2,043+6.5%
    2002$1,338-34.5%
    2003$366-72.7%
    2004$441+20.7%
    2005$488+10.6%
    2006$1,045+114.2%
    2007$1,781+70.4%
    2008$1,247-30.0%
    2009$1,269+1.8%
    2010$2,414+90.2%
    2011$4,477+85.5%
    2012$5,014+12.0%
    2013$7,550+50.6%
    2014$6,007-20.4%
    2015$5,508-8.3%
    2016$5,592+1.5%
    2017$5,813+4.0%
    2018$4,026-30.8%
    2019$4,894+21.6%
    2020$6,346+29.7%
    2021$5,137-19.1%
    2022$4,322-15.9%
    2023$5,455+26.2%
    2024$6,817+25.0%
    2025$9,187+34.8%
    2026$13,264+44.4%

    Best and worst month-end to buy

    The best single month-end close to have bought PSMT was 2004-05 ($4.37): $1,000 then is $40,185 today. The worst was 2026-06 ($195): $1,000 then is $903.

    FAQ

    What would $1,000 in PSMT be worth today?

    A $1,000 investment in PriceSmart, Inc. (PSMT) at the start of 1997 would be worth about $12,455 today, a total return of +1145.5%. Dividends are reinvested in these figures.

    What were the best and worst years for PSMT?

    PriceSmart, Inc. (PSMT)'s strongest calendar year since 1997 was 1999, a +124.0% return — $1,000 held through that year became about $2,240 by year-end. Its weakest year was 2003, at -72.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PSMT have grown?

    Investing $100 at the end of every month since 1997-09 would have grown to about $278,076 on $34,800 invested.

    Did PSMT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,137. PSMT beat the S&P 500 by +53.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PriceSmart, Inc. (PSMT) historical total-return data from 1997-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.