Wall Street RegretsThe regret calculator.

What if you'd held BHRB?

A $1,000 investment in Burke & Herbert Financial Services Corp. (BHRB) at the month-end close of 2003-10 would be worth $2,773 at the close of 2026-08 — +177.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,336.

$1,000 since 2003$2,773Total return+177.3%Multiple2.8×CAGR+4.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,773Gain+$1,773 (+177.3%)Multiple2.8×CAGR+4.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$2,7732004$2,6092005$2,7502006$2,7502007$3,2362008$4,2102009$3,0872010$2,7602011$2,0952012$2,0732013$2,0712014$2,0582015$2,1622016$2,0522017$1,9992018$1,4792019$1,2842020$1,6362021$2,0502022$1,5292023$1,1472024$1,2432025$1,2082026$1,166

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$949-5.1%
    2005$9490.0%
    2006$806-15.0%
    2007$620-23.1%
    2008$845+36.4%
    2009$946+11.8%
    2010$1,245+31.7%
    2011$1,259+1.1%
    2012$1,260+0.1%
    2013$1,268+0.6%
    2014$1,207-4.8%
    2015$1,272+5.4%
    2016$1,305+2.6%
    2017$1,764+35.2%
    2018$2,032+15.1%
    2019$1,595-21.5%
    2020$1,273-20.2%
    2021$1,707+34.1%
    2022$2,276+33.3%
    2023$2,099-7.8%
    2024$2,160+2.9%
    2025$2,238+3.6%
    2026$2,609+16.6%

    Best and worst month-end to buy

    The best single month-end close to have bought BHRB was 2007-10 ($16.50): $1,000 then is $4,297 today. The worst was 2026-07 ($72.47): $1,000 then is $978.

    FAQ

    What would $1,000 in BHRB be worth today?

    A $1,000 investment in Burke & Herbert Financial Services Corp. (BHRB) at the start of 2003 would be worth about $2,773 today, a total return of +177.3%. Dividends are reinvested in these figures.

    What were the best and worst years for BHRB?

    Burke & Herbert Financial Services Corp. (BHRB)'s strongest calendar year since 2003 was 2008, a +36.4% return — $1,000 held through that year became about $1,364 by year-end. Its weakest year was 2007, at -23.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BHRB have grown?

    Investing $100 at the end of every month since 2003-10 would have grown to about $59,075 on $27,500 invested.

    Did BHRB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,336. BHRB trailed the S&P 500 by +62.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Burke & Herbert Financial Services Corp. (BHRB) historical total-return data from 2003-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.