Wall Street RegretsThe regret calculator.

What if you'd held CBFV?

A $1,000 investment in CB Financial Services, Inc. (CBFV) at the month-end close of 2003-10 would be worth $6,317 at the close of 2026-08 — +531.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,336.

$1,000 since 2003$6,317Total return+531.7%Multiple6.3×CAGR+8.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,317Gain+$5,317 (+531.7%)Multiple6.3×CAGR+8.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$6,3172004$6,2332005$6,3172006$5,3042007$5,0012008$4,5382009$5,9672010$4,9172011$3,7042012$3,2072013$3,3942014$3,1272015$2,9762016$2,4792017$2,1142018$1,7642019$2,0732020$1,6412021$2,3722022$1,8872023$2,0332024$1,7452025$1,3952026$1,107

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$987-1.3%
    2005$1,175+19.1%
    2006$1,246+6.0%
    2007$1,374+10.2%
    2008$1,045-23.9%
    2009$1,268+21.4%
    2010$1,683+32.7%
    2011$1,944+15.5%
    2012$1,836-5.5%
    2013$1,993+8.6%
    2014$2,094+5.1%
    2015$2,514+20.0%
    2016$2,949+17.3%
    2017$3,534+19.8%
    2018$3,007-14.9%
    2019$3,798+26.3%
    2020$2,628-30.8%
    2021$3,302+25.7%
    2022$3,066-7.2%
    2023$3,572+16.5%
    2024$4,469+25.1%
    2025$5,630+26.0%
    2026$6,233+10.7%

    Best and worst month-end to buy

    The best single month-end close to have bought CBFV was 2004-08 ($5.35): $1,000 then is $7,049 today. The worst was 2026-08 ($37.71): $1,000 then is $1,000.

    FAQ

    What would $1,000 in CBFV be worth today?

    A $1,000 investment in CB Financial Services, Inc. (CBFV) at the start of 2003 would be worth about $6,317 today, a total return of +531.7%. Dividends are reinvested in these figures.

    What were the best and worst years for CBFV?

    CB Financial Services, Inc. (CBFV)'s strongest calendar year since 2003 was 2010, a +32.7% return — $1,000 held through that year became about $1,327 by year-end. Its weakest year was 2020, at -30.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CBFV have grown?

    Investing $100 at the end of every month since 2003-10 would have grown to about $89,896 on $27,500 invested.

    Did CBFV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,336. CBFV trailed the S&P 500 by +13.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    CB Financial Services, Inc. (CBFV) historical total-return data from 2003-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.