Wall Street RegretsThe regret calculator.

What if you'd held BNS?

A $1,000 investment in Bank Nova Scotia Halifax Pfd 3 (BNS) at the month-end close of 2002-06 would be worth $15,145 at the close of 2026-08 — +1414.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,787.

$1,000 since 2002$15,145Total return+1414.5%Multiple15.1×CAGR+11.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$15,145Gain+$14,145 (+1414.5%)Multiple15.1×CAGR+11.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2002$15,1452003$14,8632004$9,4192005$6,7142006$5,5292007$4,7352008$4,0602009$7,3082010$3,9992011$3,1482012$3,4802013$2,8762014$2,5802015$2,7222016$3,5922017$2,4992018$2,0742019$2,5662020$2,1842021$2,1482022$1,5272023$2,1462024$2,0242025$1,7222026$1,201

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,578+57.8%
    2004$2,214+40.3%
    2005$2,688+21.4%
    2006$3,139+16.8%
    2007$3,661+16.6%
    2008$2,034-44.4%
    2009$3,717+82.7%
    2010$4,722+27.0%
    2011$4,271-9.5%
    2012$5,168+21.0%
    2013$5,761+11.5%
    2014$5,461-5.2%
    2015$4,137-24.2%
    2016$5,947+43.8%
    2017$7,166+20.5%
    2018$5,792-19.2%
    2019$6,805+17.5%
    2020$6,920+1.7%
    2021$9,732+40.6%
    2022$6,927-28.8%
    2023$7,342+6.0%
    2024$8,632+17.6%
    2025$12,375+43.4%
    2026$14,863+20.1%

    Best and worst month-end to buy

    The best single month-end close to have bought BNS was 2002-09 ($4.96): $1,000 then is $17,679 today. The worst was 2026-07 ($87.84): $1,000 then is $998.

    FAQ

    What would $1,000 in BNS be worth today?

    A $1,000 investment in Bank Nova Scotia Halifax Pfd 3 (BNS) at the start of 2002 would be worth about $15,145 today, a total return of +1414.5%. Dividends are reinvested in these figures.

    What were the best and worst years for BNS?

    Bank Nova Scotia Halifax Pfd 3 (BNS)'s strongest calendar year since 2002 was 2009, a +82.7% return — $1,000 held through that year became about $1,828 by year-end. Its weakest year was 2008, at -44.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BNS have grown?

    Investing $100 at the end of every month since 2002-06 would have grown to about $116,006 on $29,100 invested.

    Did BNS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,787. BNS beat the S&P 500 by +94.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Bank Nova Scotia Halifax Pfd 3 (BNS) historical total-return data from 2002-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.