Wall Street RegretsThe regret calculator.

What if you'd held PFIS?

A $1,000 investment in Peoples Financial Services Corp. (PFIS) at the month-end close of 2002-06 would be worth $8,463 at the close of 2026-08 — +746.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,787.

$1,000 since 2002$8,463Total return+746.3%Multiple8.5×CAGR+9.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,463Gain+$7,463 (+746.3%)Multiple8.5×CAGR+9.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2002$8,4632003$7,6292004$4,3812005$3,6492006$4,4082007$5,1862008$4,9862009$6,8492010$6,7102011$4,4052012$4,0282013$3,6202014$2,8272015$2,1052016$2,6592017$2,0142018$2,0452019$2,0992020$1,7822021$2,3542022$1,5882023$1,5662024$1,6062025$1,4612026$1,461

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,742+74.2%
    2004$2,091+20.1%
    2005$1,731-17.2%
    2006$1,471-15.0%
    2007$1,530+4.0%
    2008$1,114-27.2%
    2009$1,137+2.1%
    2010$1,732+52.3%
    2011$1,894+9.4%
    2012$2,107+11.3%
    2013$2,699+28.1%
    2014$3,624+34.3%
    2015$2,869-20.9%
    2016$3,788+32.0%
    2017$3,731-1.5%
    2018$3,634-2.6%
    2019$4,281+17.8%
    2020$3,241-24.3%
    2021$4,803+48.2%
    2022$4,873+1.5%
    2023$4,750-2.5%
    2024$5,220+9.9%
    2025$5,221+0.0%
    2026$7,629+46.1%

    Best and worst month-end to buy

    The best single month-end close to have bought PFIS was 2002-06 ($8.23): $1,000 then is $8,463 today. The worst was 2026-07 ($71.11): $1,000 then is $979.

    FAQ

    What would $1,000 in PFIS be worth today?

    A $1,000 investment in Peoples Financial Services Corp. (PFIS) at the start of 2002 would be worth about $8,463 today, a total return of +746.3%. Dividends are reinvested in these figures.

    What were the best and worst years for PFIS?

    Peoples Financial Services Corp. (PFIS)'s strongest calendar year since 2002 was 2003, a +74.2% return — $1,000 held through that year became about $1,742 by year-end. Its weakest year was 2008, at -27.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PFIS have grown?

    Investing $100 at the end of every month since 2002-06 would have grown to about $98,264 on $29,100 invested.

    Did PFIS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,787. PFIS beat the S&P 500 by +8.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Peoples Financial Services Corp. (PFIS) historical total-return data from 2002-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.