Wall Street RegretsThe regret calculator.

What if you'd held BSRR?

A $1,000 investment in Sierra Bancorp (BSRR) at the month-end close of 1994-04 would be worth $33,100 at the close of 2026-08 — +3210.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $17,094.

$1,000 since 1994$33,100Total return+3210.0%Multiple33.1×CAGR+11.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$33,100Gain+$32,100 (+3210.0%)Multiple33.1×CAGR+11.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$9,0072001$11,6482002$11,2522003$7,5952004$4,7682005$3,1802006$3,1282007$2,3832008$2,7472009$3,1472010$8,4152011$5,8582012$7,0302013$5,2822014$3,6852015$3,2832016$3,1852017$2,0582018$2,0172019$2,1792020$1,7492021$2,0512022$1,7442023$2,1422024$1,9232025$1,4522026$1,241

    Every year, $1,000 from 1994

    YearValue of $1,000Year return
    1994$1,000
    1995$2,034+103.4%
    1996$2,869+41.0%
    1997$4,538+58.2%
    1998$2,621-42.2%
    1999$3,041+16.1%
    2000$2,352-22.7%
    2001$2,434+3.5%
    2002$3,607+48.2%
    2003$5,745+59.3%
    2004$8,614+49.9%
    2005$8,759+1.7%
    2006$11,497+31.3%
    2007$9,972-13.3%
    2008$8,703-12.7%
    2009$3,255-62.6%
    2010$4,676+43.6%
    2011$3,897-16.7%
    2012$5,186+33.1%
    2013$7,434+43.4%
    2014$8,345+12.2%
    2015$8,600+3.1%
    2016$13,310+54.8%
    2017$13,579+2.0%
    2018$12,572-7.4%
    2019$15,662+24.6%
    2020$13,359-14.7%
    2021$15,703+17.6%
    2022$12,786-18.6%
    2023$14,248+11.4%
    2024$18,862+32.4%
    2025$22,076+17.0%
    2026$27,393+24.1%

    Best and worst month-end to buy

    The best single month-end close to have bought BSRR was 1994-08 ($1.16): $1,000 then is $34,241 today. The worst was 2026-06 ($40.49): $1,000 then is $981.

    FAQ

    What would $1,000 in BSRR be worth today?

    A $1,000 investment in Sierra Bancorp (BSRR) at the start of 1994 would be worth about $33,100 today, a total return of +3210.0%. Dividends are reinvested in these figures.

    What were the best and worst years for BSRR?

    Sierra Bancorp (BSRR)'s strongest calendar year since 1994 was 1995, a +103.4% return — $1,000 held through that year became about $2,034 by year-end. Its weakest year was 2009, at -62.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BSRR have grown?

    Investing $100 at the end of every month since 1994-04 would have grown to about $225,678 on $38,900 invested.

    Did BSRR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $17,094. BSRR beat the S&P 500 by +93.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Sierra Bancorp (BSRR) historical total-return data from 1994-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.