What if you'd held CIVB?
A $1,000 investment in Civista Bancshares, Inc. (CIVB) at the month-end close of 1994-04 would be worth $4,031 at the close of 2026-08 — +303.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $17,094.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,080 | +8.0% |
| 1996 | $1,568 | +45.1% |
| 1997 | $2,145 | +36.8% |
| 1998 | $1,334 | -37.8% |
| 1999 | $1,595 | +19.6% |
| 2000 | $1,086 | -31.9% |
| 2001 | $1,311 | +20.7% |
| 2002 | $1,450 | +10.6% |
| 2003 | $1,796 | +23.9% |
| 2004 | $1,546 | -13.9% |
| 2005 | $1,361 | -12.0% |
| 2006 | $1,451 | +6.6% |
| 2007 | $1,100 | -24.2% |
| 2008 | $505 | -54.1% |
| 2009 | $406 | -19.6% |
| 2010 | $348 | -14.5% |
| 2011 | $355 | +2.2% |
| 2012 | $473 | +33.1% |
| 2013 | $600 | +27.0% |
| 2014 | $968 | +61.3% |
| 2015 | $1,231 | +27.3% |
| 2016 | $1,898 | +54.1% |
| 2017 | $2,168 | +14.2% |
| 2018 | $1,740 | -19.7% |
| 2019 | $2,445 | +40.5% |
| 2020 | $1,836 | -24.9% |
| 2021 | $2,616 | +42.5% |
| 2022 | $2,419 | -7.5% |
| 2023 | $2,100 | -13.2% |
| 2024 | $2,494 | +18.8% |
| 2025 | $2,720 | +9.1% |
| 2026 | $3,436 | +26.3% |
Best and worst month-end to buy
The best single month-end close to have bought CIVB was 2011-09 ($2.33): $1,000 then is $11,798 today. The worst was 2026-07 ($28.72): $1,000 then is $957.
FAQ
What would $1,000 in CIVB be worth today?
A $1,000 investment in Civista Bancshares, Inc. (CIVB) at the start of 1994 would be worth about $4,031 today, a total return of +303.1%. Dividends are reinvested in these figures.
What were the best and worst years for CIVB?
Civista Bancshares, Inc. (CIVB)'s strongest calendar year since 1994 was 2014, a +61.3% return — $1,000 held through that year became about $1,613 by year-end. Its weakest year was 2008, at -54.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CIVB have grown?
Investing $100 at the end of every month since 1994-04 would have grown to about $123,584 on $38,900 invested.
Did CIVB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $17,094. CIVB trailed the S&P 500 by +76.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Civista Bancshares, Inc. (CIVB) historical total-return data from 1994-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.