What if you'd held CACC?
A $1,000 investment in Credit Acceptance Corporation (CACC) at the month-end close of 1992-06 would be worth $196,976 at the close of 2026-08 — +19597.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,886.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1992
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1992 | $1,000 | — |
| 1993 | $2,176 | +117.6% |
| 1994 | $3,153 | +44.9% |
| 1995 | $3,686 | +16.9% |
| 1996 | $4,174 | +13.3% |
| 1997 | $1,377 | -67.0% |
| 1998 | $1,298 | -5.7% |
| 1999 | $655 | -49.5% |
| 2000 | $1,066 | +62.6% |
| 2001 | $1,581 | +48.3% |
| 2002 | $1,133 | -28.3% |
| 2003 | $2,718 | +139.8% |
| 2004 | $4,520 | +66.3% |
| 2005 | $2,860 | -36.7% |
| 2006 | $5,920 | +107.0% |
| 2007 | $3,671 | -38.0% |
| 2008 | $2,433 | -33.7% |
| 2009 | $7,478 | +207.3% |
| 2010 | $11,149 | +49.1% |
| 2011 | $14,615 | +31.1% |
| 2012 | $18,060 | +23.6% |
| 2013 | $23,089 | +27.8% |
| 2014 | $24,229 | +4.9% |
| 2015 | $38,014 | +56.9% |
| 2016 | $38,634 | +1.6% |
| 2017 | $57,456 | +48.7% |
| 2018 | $67,808 | +18.0% |
| 2019 | $78,567 | +15.9% |
| 2020 | $61,481 | -21.7% |
| 2021 | $122,146 | +98.7% |
| 2022 | $84,263 | -31.0% |
| 2023 | $94,623 | +12.3% |
| 2024 | $83,385 | -11.9% |
| 2025 | $78,767 | -5.5% |
| 2026 | $103,561 | +31.5% |
Best and worst month-end to buy
The best single month-end close to have bought CACC was 1992-06 ($2.96): $1,000 then is $196,976 today. The worst was 2021-12 ($688): $1,000 then is $848.
FAQ
What would $1,000 in CACC be worth today?
A $1,000 investment in Credit Acceptance Corporation (CACC) at the start of 1992 would be worth about $196,976 today, a total return of +19597.6%. Dividends are reinvested in these figures.
What were the best and worst years for CACC?
Credit Acceptance Corporation (CACC)'s strongest calendar year since 1992 was 2009, a +207.3% return — $1,000 held through that year became about $3,073 by year-end. Its weakest year was 1997, at -67.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CACC have grown?
Investing $100 at the end of every month since 1992-06 would have grown to about $1.23M on $41,100 invested.
Did CACC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $18,886. CACC beat the S&P 500 by +943.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Credit Acceptance Corporation (CACC) historical total-return data from 1992-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.