Wall Street RegretsThe regret calculator.

What if you'd held USPH?

A $1,000 investment in U.S. Physical Therapy, Inc. (USPH) at the month-end close of 1992-05 would be worth $41,041 at the close of 2026-08 — +4004.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,558.

$1,000 since 1992$41,041Total return+4004.1%Multiple41.0×CAGR+11.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$41,041Gain+$40,041 (+4004.1%)Multiple41.0×CAGR+11.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$34,8942001$12,4942002$6,1212003$8,8702004$6,2922005$6,4142006$5,3562007$8,0742008$6,8882009$7,4242010$5,8462011$4,9912012$4,9512013$3,4852014$2,6812015$2,2222016$1,7162017$1,2962018$1,2452019$8702020$7712021$7312022$9082023$1,0522024$8992025$9262026$1,028

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$1,492+49.2%
    1994$1,695+13.6%
    1995$1,734+2.3%
    1996$1,469-15.3%
    1997$1,808+23.1%
    1998$1,356-25.0%
    1999$1,282-5.4%
    2000$3,582+179.3%
    2001$7,311+104.1%
    2002$5,045-31.0%
    2003$7,113+41.0%
    2004$6,977-1.9%
    2005$8,356+19.8%
    2006$5,542-33.7%
    2007$6,497+17.2%
    2008$6,028-7.2%
    2009$7,655+27.0%
    2010$8,966+17.1%
    2011$9,040+0.8%
    2012$12,842+42.1%
    2013$16,689+30.0%
    2014$20,141+20.7%
    2015$26,079+29.5%
    2016$34,520+32.4%
    2017$35,944+4.1%
    2018$51,435+43.1%
    2019$58,023+12.8%
    2020$61,226+5.5%
    2021$49,299-19.5%
    2022$42,559-13.7%
    2023$49,785+17.0%
    2024$48,311-3.0%
    2025$43,537-9.9%
    2026$44,751+2.8%

    Best and worst month-end to buy

    The best single month-end close to have bought USPH was 1992-09 ($1.23): $1,000 then is $64,398 today. The worst was 2019-10 ($127): $1,000 then is $625.

    FAQ

    What would $1,000 in USPH be worth today?

    A $1,000 investment in U.S. Physical Therapy, Inc. (USPH) at the start of 1992 would be worth about $41,041 today, a total return of +4004.1%. Dividends are reinvested in these figures.

    What were the best and worst years for USPH?

    U.S. Physical Therapy, Inc. (USPH)'s strongest calendar year since 1992 was 2000, a +179.3% return — $1,000 held through that year became about $2,793 by year-end. Its weakest year was 2006, at -33.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in USPH have grown?

    Investing $100 at the end of every month since 1992-05 would have grown to about $449,962 on $41,200 invested.

    Did USPH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,558. USPH beat the S&P 500 by +121.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    U.S. Physical Therapy, Inc. (USPH) historical total-return data from 1992-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.