Wall Street RegretsThe regret calculator.

What if you'd held HQL?

A $1,000 investment in abrdn Life Sciences Investors Shares of Beneficial Interest (HQL) at the month-end close of 1992-05 would be worth $26,515 at the close of 2026-08 — +2551.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,558.

$1,000 since 1992$26,515Total return+2551.5%Multiple26.5×CAGR+10.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$26,515Gain+$25,515 (+2551.5%)Multiple26.5×CAGR+10.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$15,0632001$11,8262002$10,3332003$16,1352004$11,3462005$10,2302006$9,1492007$9,8102008$9,1452009$12,6862010$11,0482011$9,1822012$7,8882013$5,7452014$3,7782015$2,8782016$2,7212017$3,3782018$2,6942019$3,2142020$2,5602021$2,0692022$1,9612023$2,4272024$2,3282025$2,0972026$1,442

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$838-16.2%
    1994$616-26.4%
    1995$1,027+66.6%
    1996$1,065+3.8%
    1997$1,073+0.7%
    1998$1,005-6.3%
    1999$1,822+81.3%
    2000$2,321+27.4%
    2001$2,656+14.4%
    2002$1,701-36.0%
    2003$2,419+42.2%
    2004$2,683+10.9%
    2005$3,000+11.8%
    2006$2,798-6.7%
    2007$3,001+7.3%
    2008$2,163-27.9%
    2009$2,484+14.8%
    2010$2,989+20.3%
    2011$3,479+16.4%
    2012$4,777+37.3%
    2013$7,264+52.1%
    2014$9,538+31.3%
    2015$10,087+5.8%
    2016$8,125-19.5%
    2017$10,189+25.4%
    2018$8,540-16.2%
    2019$10,722+25.5%
    2020$13,265+23.7%
    2021$13,998+5.5%
    2022$11,309-19.2%
    2023$11,787+4.2%
    2024$13,086+11.0%
    2025$19,039+45.5%
    2026$27,446+44.2%

    Best and worst month-end to buy

    The best single month-end close to have bought HQL was 1994-11 ($0.51): $1,000 then is $44,538 today. The worst was 2026-08 ($22.67): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HQL be worth today?

    A $1,000 investment in abrdn Life Sciences Investors Shares of Beneficial Interest (HQL) at the start of 1992 would be worth about $26,515 today, a total return of +2551.5%. Dividends are reinvested in these figures.

    What were the best and worst years for HQL?

    abrdn Life Sciences Investors Shares of Beneficial Interest (HQL)'s strongest calendar year since 1992 was 1999, a +81.3% return — $1,000 held through that year became about $1,813 by year-end. Its weakest year was 2002, at -36.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HQL have grown?

    Investing $100 at the end of every month since 1992-05 would have grown to about $482,542 on $41,200 invested.

    Did HQL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,558. HQL beat the S&P 500 by +42.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    abrdn Life Sciences Investors Shares of Beneficial Interest (HQL) historical total-return data from 1992-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.