Wall Street RegretsThe regret calculator.

What if you'd held STBA?

A $1,000 investment in S&T Bancorp, Inc. (STBA) at the month-end close of 1992-04 would be worth $28,311 at the close of 2026-08 — +2731.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,576.

$1,000 since 1992$28,311Total return+2731.1%Multiple28.3×CAGR+10.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$28,311Gain+$27,311 (+2731.1%)Multiple28.3×CAGR+10.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,3372001$5,4712002$4,6832003$4,3732004$3,5462005$2,7152006$2,6942007$2,7642008$3,3382009$2,5042010$5,0362011$3,6822012$4,1312013$4,3242014$3,0012015$2,4772016$2,3372017$1,7932018$1,7212019$1,7682020$1,6152021$2,4992022$1,8992023$1,6862024$1,6522025$1,3922026$1,304

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$1,320+32.0%
    1994$1,550+17.4%
    1995$2,381+53.6%
    1996$2,472+3.8%
    1997$3,584+45.0%
    1998$4,684+30.7%
    1999$4,065-13.2%
    2000$3,965-2.4%
    2001$4,632+16.8%
    2002$4,961+7.1%
    2003$6,117+23.3%
    2004$7,991+30.6%
    2005$8,052+0.8%
    2006$7,848-2.5%
    2007$6,498-17.2%
    2008$8,662+33.3%
    2009$4,307-50.3%
    2010$5,892+36.8%
    2011$5,251-10.9%
    2012$5,017-4.5%
    2013$7,229+44.1%
    2014$8,758+21.1%
    2015$9,281+6.0%
    2016$12,100+30.4%
    2017$12,606+4.2%
    2018$12,268-2.7%
    2019$13,433+9.5%
    2020$8,680-35.4%
    2021$11,424+31.6%
    2022$12,866+12.6%
    2023$13,134+2.1%
    2024$15,589+18.7%
    2025$16,632+6.7%
    2026$21,693+30.4%

    Best and worst month-end to buy

    The best single month-end close to have bought STBA was 1992-04 ($1.77): $1,000 then is $28,311 today. The worst was 2026-07 ($51.83): $1,000 then is $967.

    FAQ

    What would $1,000 in STBA be worth today?

    A $1,000 investment in S&T Bancorp, Inc. (STBA) at the start of 1992 would be worth about $28,311 today, a total return of +2731.1%. Dividends are reinvested in these figures.

    What were the best and worst years for STBA?

    S&T Bancorp, Inc. (STBA)'s strongest calendar year since 1992 was 1995, a +53.6% return — $1,000 held through that year became about $1,536 by year-end. Its weakest year was 2009, at -50.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in STBA have grown?

    Investing $100 at the end of every month since 1992-04 would have grown to about $205,513 on $41,300 invested.

    Did STBA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,576. STBA beat the S&P 500 by +52.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    S&T Bancorp, Inc. (STBA) historical total-return data from 1992-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.