Wall Street RegretsThe regret calculator.

What if you'd held CBAN?

A $1,000 investment in Colony Bankcorp, Inc. (CBAN) at the month-end close of 1998-04 would be worth $3,425 at the close of 2026-08 — +242.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,933.

$1,000 since 1998$3,425Total return+242.5%Multiple3.4×CAGR+4.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,425Gain+$2,425 (+242.5%)Multiple3.4×CAGR+4.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,8702001$5,1292002$3,7482003$3,0802004$1,9212005$1,1272006$1,2142007$1,6862008$1,9232009$3,4982010$5,9562011$6,8062012$12,2512013$7,6302014$4,4952015$3,4812016$2,8782017$2,0782018$1,8642019$1,8422020$1,6002021$1,7452022$1,4602023$1,9092024$1,7492025$1,3902026$1,224

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$1,072+7.2%
    2000$809-24.5%
    2001$1,106+36.8%
    2002$1,346+21.7%
    2003$2,159+60.3%
    2004$3,681+70.5%
    2005$3,416-7.2%
    2006$2,460-28.0%
    2007$2,157-12.3%
    2008$1,186-45.0%
    2009$696-41.3%
    2010$609-12.5%
    2011$338-44.4%
    2012$544+60.6%
    2013$923+69.8%
    2014$1,191+29.1%
    2015$1,441+20.9%
    2016$1,996+38.5%
    2017$2,224+11.4%
    2018$2,251+1.2%
    2019$2,592+15.1%
    2020$2,377-8.3%
    2021$2,839+19.4%
    2022$2,172-23.5%
    2023$2,371+9.2%
    2024$2,983+25.8%
    2025$3,387+13.6%
    2026$4,147+22.4%

    Best and worst month-end to buy

    The best single month-end close to have bought CBAN was 2011-11 ($1.64): $1,000 then is $13,073 today. The worst was 2005-05 ($22.80): $1,000 then is $940.

    FAQ

    What would $1,000 in CBAN be worth today?

    A $1,000 investment in Colony Bankcorp, Inc. (CBAN) at the start of 1998 would be worth about $3,425 today, a total return of +242.5%. Dividends are reinvested in these figures.

    What were the best and worst years for CBAN?

    Colony Bankcorp, Inc. (CBAN)'s strongest calendar year since 1998 was 2004, a +70.5% return — $1,000 held through that year became about $1,705 by year-end. Its weakest year was 2008, at -45.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CBAN have grown?

    Investing $100 at the end of every month since 1998-04 would have grown to about $105,304 on $34,100 invested.

    Did CBAN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,933. CBAN trailed the S&P 500 by +50.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Colony Bankcorp, Inc. (CBAN) historical total-return data from 1998-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.