What if you'd held MUJ?
A $1,000 investment in Blackrock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) at the month-end close of 1998-03 would be worth $4,036 at the close of 2026-08 — +303.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,996.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $810 | -19.0% |
| 2000 | $902 | +11.3% |
| 2001 | $1,051 | +16.5% |
| 2002 | $1,177 | +12.0% |
| 2003 | $1,310 | +11.3% |
| 2004 | $1,449 | +10.6% |
| 2005 | $1,585 | +9.4% |
| 2006 | $1,630 | +2.8% |
| 2007 | $1,491 | -8.5% |
| 2008 | $1,199 | -19.5% |
| 2009 | $1,722 | +43.5% |
| 2010 | $1,810 | +5.1% |
| 2011 | $2,250 | +24.3% |
| 2012 | $2,519 | +12.0% |
| 2013 | $2,111 | -16.2% |
| 2014 | $2,478 | +17.4% |
| 2015 | $2,633 | +6.3% |
| 2016 | $2,680 | +1.8% |
| 2017 | $2,949 | +10.0% |
| 2018 | $2,699 | -8.5% |
| 2019 | $3,225 | +19.5% |
| 2020 | $3,418 | +6.0% |
| 2021 | $3,937 | +15.2% |
| 2022 | $2,902 | -26.3% |
| 2023 | $3,120 | +7.5% |
| 2024 | $3,193 | +2.3% |
| 2025 | $3,636 | +13.9% |
| 2026 | $3,908 | +7.5% |
Best and worst month-end to buy
The best single month-end close to have bought MUJ was 2000-05 ($2.50): $1,000 then is $4,940 today. The worst was 2021-12 ($12.44): $1,000 then is $993.
FAQ
What would $1,000 in MUJ be worth today?
A $1,000 investment in Blackrock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) at the start of 1998 would be worth about $4,036 today, a total return of +303.6%. Dividends are reinvested in these figures.
What were the best and worst years for MUJ?
Blackrock MuniHoldings New Jersey Quality Fund, Inc. (MUJ)'s strongest calendar year since 1998 was 2009, a +43.5% return — $1,000 held through that year became about $1,435 by year-end. Its weakest year was 2022, at -26.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in MUJ have grown?
Investing $100 at the end of every month since 1998-03 would have grown to about $74,551 on $34,200 invested.
Did MUJ beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,996. MUJ trailed the S&P 500 by +42.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Blackrock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) historical total-return data from 1998-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.