Wall Street RegretsThe regret calculator.

What if you'd held CEF?

A $1,000 investment in Sprott Physical Gold and Silver Trust Units (CEF) at the month-end close of 1986-04 would be worth $10,517 at the close of 2026-08 — +951.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $32,727.

$1,000 since 1986$10,517Total return+951.7%Multiple10.5×CAGR+6.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$10,517Gain+$9,517 (+951.7%)Multiple10.5×CAGR+6.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,1342001$14,5962002$13,9272003$9,6892004$8,7922005$8,4182006$6,7472007$4,9182008$4,2442009$4,0842010$3,3222011$2,2072012$2,3322013$2,1742014$3,4472015$3,9432016$4,5682017$4,0372018$3,3992019$3,6322020$3,1062021$2,3532022$2,5672023$2,5402024$2,3782025$1,9172026$994

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$1,139+13.9%
    1988$962-15.5%
    1989$1,114+15.8%
    1990$861-22.7%
    1991$785-8.8%
    1992$722-8.0%
    1993$1,040+44.0%
    1994$952-8.5%
    1995$914-4.0%
    1996$903-1.2%
    1997$792-12.4%
    1998$705-10.9%
    1999$861+22.1%
    2000$657-23.7%
    2001$688+4.8%
    2002$989+43.7%
    2003$1,091+10.2%
    2004$1,139+4.4%
    2005$1,421+24.8%
    2006$1,949+37.2%
    2007$2,259+15.9%
    2008$2,347+3.9%
    2009$2,886+23.0%
    2010$4,343+50.5%
    2011$4,112-5.3%
    2012$4,411+7.3%
    2013$2,781-36.9%
    2014$2,432-12.6%
    2015$2,099-13.7%
    2016$2,375+13.1%
    2017$2,821+18.8%
    2018$2,640-6.4%
    2019$3,086+16.9%
    2020$4,074+32.0%
    2021$3,735-8.3%
    2022$3,775+1.1%
    2023$4,032+6.8%
    2024$5,002+24.1%
    2025$9,642+92.8%
    2026$9,587-0.6%

    Best and worst month-end to buy

    The best single month-end close to have bought CEF was 2000-10 ($2.82): $1,000 then is $16,149 today. The worst was 2026-02 ($56.39): $1,000 then is $808.

    FAQ

    What would $1,000 in CEF be worth today?

    A $1,000 investment in Sprott Physical Gold and Silver Trust Units (CEF) at the start of 1986 would be worth about $10,517 today, a total return of +951.7%. Dividends are reinvested in these figures.

    What were the best and worst years for CEF?

    Sprott Physical Gold and Silver Trust Units (CEF)'s strongest calendar year since 1986 was 2025, a +92.8% return — $1,000 held through that year became about $1,928 by year-end. Its weakest year was 2013, at -36.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CEF have grown?

    Investing $100 at the end of every month since 1986-04 would have grown to about $325,097 on $48,500 invested.

    Did CEF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $32,727. CEF trailed the S&P 500 by +67.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Sprott Physical Gold and Silver Trust Units (CEF) historical total-return data from 1986-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.