Wall Street RegretsThe regret calculator.

What if you'd held RMCF?

A $1,000 investment in Rocky Mountain Chocolate Factory, Inc. (RMCF) at the month-end close of 1986-02 would be worth $845 at the close of 2026-08 — -15.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $33,968.

$1,000 since 1986$845Total return-15.5%Multiple0.85×CAGR-0.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$845Gain+$-155 (-15.5%)Multiple0.8×CAGR-0.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$1,5102001$2,3052002$5562003$7322004$4602005$2372006$1502007$1622008$1392009$3992010$2482011$1992012$2162013$1682014$1472015$1262016$1482017$1492018$1242019$1632020$1432021$3212022$1662023$2282024$2832025$5352026$684

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$444-55.6%
    1988$407-8.3%
    1989$760+86.5%
    1990$537-29.3%
    1991$704+30.9%
    1992$815+15.8%
    1993$1,963+140.9%
    1994$2,000+1.9%
    1995$1,778-11.1%
    1996$852-52.1%
    1997$815-4.3%
    1998$778-4.5%
    1999$7780.0%
    2000$509-34.5%
    2001$2,111+314.4%
    2002$1,604-24.0%
    2003$2,556+59.3%
    2004$4,959+94.1%
    2005$7,846+58.2%
    2006$7,248-7.6%
    2007$8,427+16.3%
    2008$2,944-65.1%
    2009$4,737+60.9%
    2010$5,891+24.4%
    2011$5,437-7.7%
    2012$7,000+28.7%
    2013$7,967+13.8%
    2014$9,336+17.2%
    2015$7,948-14.9%
    2016$7,893-0.7%
    2017$9,504+20.4%
    2018$7,200-24.2%
    2019$8,219+14.2%
    2020$3,659-55.5%
    2021$7,091+93.8%
    2022$5,149-27.4%
    2023$4,155-19.3%
    2024$2,195-47.2%
    2025$1,716-21.8%
    2026$1,174-31.6%

    Best and worst month-end to buy

    The best single month-end close to have bought RMCF was 1989-03 ($0.29): $1,000 then is $4,530 today. The worst was 2005-07 ($12.76): $1,000 then is $102.

    FAQ

    What would $1,000 in RMCF be worth today?

    A $1,000 investment in Rocky Mountain Chocolate Factory, Inc. (RMCF) at the start of 1986 would be worth about $845 today, a total return of -15.5%. Dividends are reinvested in these figures.

    What were the best and worst years for RMCF?

    Rocky Mountain Chocolate Factory, Inc. (RMCF)'s strongest calendar year since 1986 was 2001, a +314.4% return — $1,000 held through that year became about $4,144 by year-end. Its weakest year was 2008, at -65.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RMCF have grown?

    Investing $100 at the end of every month since 1986-02 would have grown to about $38,174 on $48,700 invested.

    Did RMCF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $33,968. RMCF trailed the S&P 500 by +97.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Rocky Mountain Chocolate Factory, Inc. (RMCF) historical total-return data from 1986-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.