What if you'd held CFBK?
A $1,000 investment in CF Bankshares Inc. (CFBK) at the month-end close of 1998-12 would be worth $177 at the close of 2026-08 — -82.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,271.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $1,266 | +26.6% |
| 2000 | $1,088 | -14.1% |
| 2001 | $970 | -10.9% |
| 2002 | $959 | -1.1% |
| 2003 | $1,698 | +77.0% |
| 2004 | $1,461 | -13.9% |
| 2005 | $889 | -39.2% |
| 2006 | $874 | -1.7% |
| 2007 | $475 | -45.6% |
| 2008 | $393 | -17.4% |
| 2009 | $198 | -49.7% |
| 2010 | $67.21 | -66.0% |
| 2011 | $81.73 | +21.6% |
| 2012 | $38.21 | -53.2% |
| 2013 | $35.06 | -8.3% |
| 2014 | $32.15 | -8.3% |
| 2015 | $34.80 | +8.2% |
| 2016 | $46.11 | +32.5% |
| 2017 | $72.51 | +57.2% |
| 2018 | $55.79 | -23.0% |
| 2019 | $66.54 | +19.3% |
| 2020 | $84.58 | +27.1% |
| 2021 | $98.85 | +16.9% |
| 2022 | $103 | +4.1% |
| 2023 | $95.94 | -6.7% |
| 2024 | $127 | +32.6% |
| 2025 | $126 | -1.0% |
| 2026 | $177 | +40.3% |
Best and worst month-end to buy
The best single month-end close to have bought CFBK was 2014-12 ($6.31): $1,000 then is $5,496 today. The worst was 2003-12 ($333): $1,000 then is $104.
FAQ
What would $1,000 in CFBK be worth today?
A $1,000 investment in CF Bankshares Inc. (CFBK) at the start of 1998 would be worth about $177 today, a total return of -82.3%. Dividends are reinvested in these figures.
What were the best and worst years for CFBK?
CF Bankshares Inc. (CFBK)'s strongest calendar year since 1998 was 2003, a +77.0% return — $1,000 held through that year became about $1,770 by year-end. Its weakest year was 2010, at -66.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CFBK have grown?
Investing $100 at the end of every month since 1998-12 would have grown to about $59,019 on $33,300 invested.
Did CFBK beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,271. CFBK trailed the S&P 500 by +97.2% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
CF Bankshares Inc. (CFBK) historical total-return data from 1998-12 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.