Wall Street RegretsThe regret calculator.

What if you'd held TIMB?

A $1,000 investment in TIM S.A. American Depositary Shares (Each representing 5 Common Shares) (TIMB) at the month-end close of 1998-11 would be worth $3,081 at the close of 2026-08 — +208.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,624.

$1,000 since 1998$3,081Total return+208.1%Multiple3.1×CAGR+4.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,081Gain+$2,081 (+208.1%)Multiple3.1×CAGR+4.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$2,0872001$2,5332002$3,9512003$8,1942004$4,3472005$3,9422006$2,3122007$1,6732008$1,6162009$4,4122010$1,7852011$1,5092012$1,1552013$1,4742014$1,0732015$1,2322016$3,1812017$2,2252018$1,3432019$1,6622020$1,2842021$1,6952022$1,9582023$1,8682024$1,1082025$1,6302026$927

    Every year, $1,000 from 1998

    YearValue of $1,000Year return
    1998$1,000
    1999$1,928+92.8%
    2000$1,588-17.6%
    2001$1,018-35.9%
    2002$491-51.8%
    2003$925+88.5%
    2004$1,020+10.3%
    2005$1,740+70.5%
    2006$2,405+38.2%
    2007$2,489+3.5%
    2008$912-63.4%
    2009$2,253+147.1%
    2010$2,665+18.3%
    2011$3,482+30.6%
    2012$2,729-21.6%
    2013$3,749+37.4%
    2014$3,265-12.9%
    2015$1,265-61.3%
    2016$1,808+42.9%
    2017$2,995+65.7%
    2018$2,421-19.2%
    2019$3,133+29.4%
    2020$2,373-24.3%
    2021$2,054-13.4%
    2022$2,154+4.8%
    2023$3,629+68.5%
    2024$2,468-32.0%
    2025$4,342+75.9%
    2026$4,023-7.3%

    Best and worst month-end to buy

    The best single month-end close to have bought TIMB was 2003-02 ($1.67): $1,000 then is $10,647 today. The worst was 2026-02 ($27.11): $1,000 then is $656.

    FAQ

    What would $1,000 in TIMB be worth today?

    A $1,000 investment in TIM S.A. American Depositary Shares (Each representing 5 Common Shares) (TIMB) at the start of 1998 would be worth about $3,081 today, a total return of +208.1%. Dividends are reinvested in these figures.

    What were the best and worst years for TIMB?

    TIM S.A. American Depositary Shares (Each representing 5 Common Shares) (TIMB)'s strongest calendar year since 1998 was 2009, a +147.1% return — $1,000 held through that year became about $2,471 by year-end. Its weakest year was 2008, at -63.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TIMB have grown?

    Investing $100 at the end of every month since 1998-11 would have grown to about $79,609 on $33,400 invested.

    Did TIMB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,624. TIMB trailed the S&P 500 by +53.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    TIM S.A. American Depositary Shares (Each representing 5 Common Shares) (TIMB) historical total-return data from 1998-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.