Wall Street RegretsThe regret calculator.

What if you'd held CMBS?

A $1,000 investment in iShares CMBS Bond ETF (CMBS) at the month-end close of 2012-02 would be worth $1,406 at the close of 2026-08 — +40.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,644.

$1,000 since 2012$1,406Total return+40.6%Multiple1.4×CAGR+2.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,406Gain+$406 (+40.6%)Multiple1.4×CAGR+2.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$1,4062013$1,3362014$1,3282015$1,2962016$1,2802017$1,2462018$1,2112019$1,2012020$1,1132021$1,0322022$1,0512023$1,1842024$1,1272025$1,0812026$1,004

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,006+0.6%
    2014$1,031+2.4%
    2015$1,043+1.2%
    2016$1,072+2.7%
    2017$1,103+2.9%
    2018$1,112+0.8%
    2019$1,200+7.9%
    2020$1,294+7.9%
    2021$1,271-1.8%
    2022$1,128-11.2%
    2023$1,186+5.1%
    2024$1,236+4.3%
    2025$1,331+7.7%
    2026$1,336+0.4%

    Best and worst month-end to buy

    The best single month-end close to have bought CMBS was 2012-02 ($34.42): $1,000 then is $1,406 today. The worst was 2026-02 ($49.14): $1,000 then is $985.

    FAQ

    What would $1,000 in CMBS be worth today?

    A $1,000 investment in iShares CMBS Bond ETF (CMBS) at the start of 2012 would be worth about $1,406 today, a total return of +40.6%. Dividends are reinvested in these figures.

    What were the best and worst years for CMBS?

    iShares CMBS Bond ETF (CMBS)'s strongest calendar year since 2012 was 2019, a +7.9% return — $1,000 held through that year became about $1,079 by year-end. Its weakest year was 2022, at -11.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CMBS have grown?

    Investing $100 at the end of every month since 2012-02 would have grown to about $20,619 on $17,500 invested.

    Did CMBS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,644. CMBS trailed the S&P 500 by +75.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares CMBS Bond ETF (CMBS) historical total-return data from 2012-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.