Wall Street RegretsThe regret calculator.

What if you'd held URTH?

A $1,000 investment in iShares MSCI World ETF (URTH) at the month-end close of 2012-01 would be worth $5,330 at the close of 2026-08 — +433.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,873.

$1,000 since 2012$5,330Total return+433.0%Multiple5.3×CAGR+12.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,330Gain+$4,330 (+433.0%)Multiple5.3×CAGR+12.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$5,3302013$4,7722014$3,7682015$3,6102016$3,6332017$3,3862018$2,7542019$3,0122020$2,3502021$2,0302022$1,6602023$2,0242024$1,6332025$1,3762026$1,134

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,267+26.7%
    2014$1,322+4.4%
    2015$1,314-0.6%
    2016$1,409+7.3%
    2017$1,733+22.9%
    2018$1,585-8.6%
    2019$2,031+28.1%
    2020$2,351+15.8%
    2021$2,875+22.3%
    2022$2,358-18.0%
    2023$2,923+23.9%
    2024$3,469+18.7%
    2025$4,209+21.4%
    2026$4,772+13.4%

    Best and worst month-end to buy

    The best single month-end close to have bought URTH was 2012-05 ($38.36): $1,000 then is $5,454 today. The worst was 2026-08 ($209): $1,000 then is $1,000.

    FAQ

    What would $1,000 in URTH be worth today?

    A $1,000 investment in iShares MSCI World ETF (URTH) at the start of 2012 would be worth about $5,330 today, a total return of +433.0%. Dividends are reinvested in these figures.

    What were the best and worst years for URTH?

    iShares MSCI World ETF (URTH)'s strongest calendar year since 2012 was 2019, a +28.1% return — $1,000 held through that year became about $1,281 by year-end. Its weakest year was 2022, at -18.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in URTH have grown?

    Investing $100 at the end of every month since 2012-01 would have grown to about $47,810 on $17,600 invested.

    Did URTH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,873. URTH trailed the S&P 500 by +9.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI World ETF (URTH) historical total-return data from 2012-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.