Wall Street RegretsThe regret calculator.

What if you'd held CRT?

A $1,000 investment in Cross Timbers Royalty Trust (CRT) at the month-end close of 1992-02 would be worth $23,474 at the close of 2026-08 — +2247.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,677.

$1,000 since 1992$23,474Total return+2247.4%Multiple23.5×CAGR+9.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$23,474Gain+$22,474 (+2247.4%)Multiple23.5×CAGR+9.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$10,5722001$5,7132002$4,3272003$3,8002004$2,3602005$1,5652006$1,1842007$1,0462008$1,1872009$1,5702010$1,2102011$9462012$7232013$1,2332014$1,0422015$1,6182016$1,9912017$1,3512018$1,5482019$1,8862020$2,1692021$2,0582022$1,3432023$5462024$7222025$1,1862026$1,366

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$1,099+9.9%
    1994$895-18.5%
    1995$981+9.5%
    1996$1,654+68.7%
    1997$1,967+18.9%
    1998$1,192-39.4%
    1999$1,493+25.3%
    2000$2,762+85.1%
    2001$3,647+32.0%
    2002$4,153+13.9%
    2003$6,686+61.0%
    2004$10,081+50.8%
    2005$13,329+32.2%
    2006$15,087+13.2%
    2007$13,290-11.9%
    2008$10,049-24.4%
    2009$13,045+29.8%
    2010$16,686+27.9%
    2011$21,831+30.8%
    2012$12,798-41.4%
    2013$15,139+18.3%
    2014$9,751-35.6%
    2015$7,925-18.7%
    2016$11,678+47.4%
    2017$10,193-12.7%
    2018$8,367-17.9%
    2019$7,275-13.0%
    2020$7,666+5.4%
    2021$11,753+53.3%
    2022$28,900+145.9%
    2023$21,855-24.4%
    2024$13,301-39.1%
    2025$11,552-13.1%
    2026$15,778+36.6%

    Best and worst month-end to buy

    The best single month-end close to have bought CRT was 1992-02 ($0.45): $1,000 then is $23,474 today. The worst was 2023-01 ($20.55): $1,000 then is $513.

    FAQ

    What would $1,000 in CRT be worth today?

    A $1,000 investment in Cross Timbers Royalty Trust (CRT) at the start of 1992 would be worth about $23,474 today, a total return of +2247.4%. Dividends are reinvested in these figures.

    What were the best and worst years for CRT?

    Cross Timbers Royalty Trust (CRT)'s strongest calendar year since 1992 was 2022, a +145.9% return — $1,000 held through that year became about $2,459 by year-end. Its weakest year was 2012, at -41.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CRT have grown?

    Investing $100 at the end of every month since 1992-02 would have grown to about $186,426 on $41,500 invested.

    Did CRT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,677. CRT beat the S&P 500 by +25.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Cross Timbers Royalty Trust (CRT) historical total-return data from 1992-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.