Wall Street RegretsThe regret calculator.

What if you'd held M?

A $1,000 investment in Macy's Inc (M) at the month-end close of 1992-02 would be worth $5,939 at the close of 2026-08 — +493.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $18,677.

$1,000 since 1992$5,939Total return+493.9%Multiple5.9×CAGR+5.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,939Gain+$4,939 (+493.9%)Multiple5.9×CAGR+5.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$1,8202001$2,6292002$2,2502003$3,1972004$1,9342005$1,5612006$1,3452007$1,1542008$1,6752009$4,0482010$2,4612011$1,6152012$1,2532013$1,0132014$7252015$5772016$1,0572017$9922018$1,3282019$1,0742020$1,7372021$2,5222022$1,0692023$1,3152024$1,2942025$1,4762026$1,081

    Every year, $1,000 from 1992

    YearValue of $1,000Year return
    1992$1,000
    1993$1,052+5.2%
    1994$976-7.2%
    1995$1,380+41.4%
    1996$1,729+25.3%
    1997$2,181+26.2%
    1998$2,207+1.2%
    1999$2,562+16.1%
    2000$1,773-30.8%
    2001$2,072+16.9%
    2002$1,458-29.6%
    2003$2,410+65.3%
    2004$2,986+23.9%
    2005$3,466+16.1%
    2006$4,040+16.6%
    2007$2,783-31.1%
    2008$1,151-58.6%
    2009$1,894+64.5%
    2010$2,886+52.4%
    2011$3,719+28.8%
    2012$4,604+23.8%
    2013$6,430+39.7%
    2014$8,078+25.6%
    2015$4,410-45.4%
    2016$4,697+6.5%
    2017$3,510-25.3%
    2018$4,341+23.7%
    2019$2,683-38.2%
    2020$1,849-31.1%
    2021$4,361+135.9%
    2022$3,546-18.7%
    2023$3,604+1.6%
    2024$3,157-12.4%
    2025$4,311+36.5%
    2026$4,661+8.1%

    Best and worst month-end to buy

    The best single month-end close to have bought M was 1992-06 ($3.24): $1,000 then is $7,222 today. The worst was 2015-07 ($43.03): $1,000 then is $544.

    FAQ

    What would $1,000 in M be worth today?

    A $1,000 investment in Macy's Inc (M) at the start of 1992 would be worth about $5,939 today, a total return of +493.9%. Dividends are reinvested in these figures.

    What were the best and worst years for M?

    Macy's Inc (M)'s strongest calendar year since 1992 was 2021, a +135.9% return — $1,000 held through that year became about $2,359 by year-end. Its weakest year was 2008, at -58.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in M have grown?

    Investing $100 at the end of every month since 1992-02 would have grown to about $87,951 on $41,500 invested.

    Did M beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $18,677. M trailed the S&P 500 by +68.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Macy's Inc (M) historical total-return data from 1992-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.