Wall Street RegretsThe regret calculator.

What if you'd held DGICB?

A $1,000 investment in Donegal Group, Inc. (DGICB) at the month-end close of 1986-10 would be worth $24,120 at the close of 2026-08 — +2312.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $31,593.

$1,000 since 1986$24,120Total return+2312.0%Multiple24.1×CAGR+8.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$24,120Gain+$23,120 (+2312.0%)Multiple24.1×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$14,8222001$9,4602002$8,1842003$7,4492004$4,2262005$3,5832006$2,7592007$2,4032008$2,3292009$2,4402010$2,4192011$2,2542012$2,3562013$2,0982014$1,5642015$1,6872016$2,1452017$2,1612018$2,1842019$2,7172020$2,4172021$2,5022022$2,1092023$1,6762024$1,7992025$1,7702026$1,353

    Every year, $1,000 from 1986

    YearValue of $1,000Year return
    1986$1,000
    1987$1,137+13.7%
    1988$1,059-6.9%
    1989$1,431+35.2%
    1990$1,385-3.2%
    1991$1,608+16.1%
    1992$1,800+11.9%
    1993$2,891+60.6%
    1994$2,493-13.8%
    1995$3,304+32.5%
    1996$3,699+12.0%
    1997$5,434+46.9%
    1998$5,216-4.0%
    1999$2,202-57.8%
    2000$3,450+56.7%
    2001$3,987+15.6%
    2002$4,381+9.9%
    2003$7,723+76.3%
    2004$9,108+17.9%
    2005$11,828+29.9%
    2006$13,578+14.8%
    2007$14,010+3.2%
    2008$13,377-4.5%
    2009$13,493+0.9%
    2010$14,480+7.3%
    2011$13,849-4.4%
    2012$15,555+12.3%
    2013$20,867+34.2%
    2014$19,342-7.3%
    2015$15,216-21.3%
    2016$15,099-0.8%
    2017$14,944-1.0%
    2018$12,011-19.6%
    2019$13,503+12.4%
    2020$13,043-3.4%
    2021$15,471+18.6%
    2022$19,468+25.8%
    2023$18,140-6.8%
    2024$18,433+1.6%
    2025$24,115+30.8%
    2026$32,633+35.3%

    Best and worst month-end to buy

    The best single month-end close to have bought DGICB was 1988-09 ($0.56): $1,000 then is $41,607 today. The worst was 2026-08 ($23.30): $1,000 then is $1,000.

    FAQ

    What would $1,000 in DGICB be worth today?

    A $1,000 investment in Donegal Group, Inc. (DGICB) at the start of 1986 would be worth about $24,120 today, a total return of +2312.0%. Dividends are reinvested in these figures.

    What were the best and worst years for DGICB?

    Donegal Group, Inc. (DGICB)'s strongest calendar year since 1986 was 2003, a +76.3% return — $1,000 held through that year became about $1,763 by year-end. Its weakest year was 1999, at -57.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DGICB have grown?

    Investing $100 at the end of every month since 1986-10 would have grown to about $393,787 on $47,900 invested.

    Did DGICB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $31,593. DGICB trailed the S&P 500 by +23.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Donegal Group, Inc. (DGICB) historical total-return data from 1986-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.