What if you'd held FCNCA?
A $1,000 investment in First Citizens BancShares, Inc. (FCNCA) at the month-end close of 1986-10 would be worth $82,537 at the close of 2026-08 — +8153.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $31,593.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1986
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1986 | $1,000 | — |
| 1987 | $990 | -1.0% |
| 1988 | $1,035 | +4.5% |
| 1989 | $910 | -12.1% |
| 1990 | $676 | -25.6% |
| 1991 | $996 | +47.2% |
| 1992 | $1,864 | +87.2% |
| 1993 | $1,730 | -7.2% |
| 1994 | $1,646 | -4.9% |
| 1995 | $2,120 | +28.9% |
| 1996 | $3,003 | +41.6% |
| 1997 | $4,102 | +36.6% |
| 1998 | $3,587 | -12.6% |
| 1999 | $2,816 | -21.5% |
| 2000 | $3,310 | +17.5% |
| 2001 | $4,049 | +22.3% |
| 2002 | $4,041 | -0.2% |
| 2003 | $5,095 | +26.1% |
| 2004 | $6,324 | +24.1% |
| 2005 | $7,493 | +18.5% |
| 2006 | $8,756 | +16.9% |
| 2007 | $6,340 | -27.6% |
| 2008 | $6,693 | +5.6% |
| 2009 | $7,251 | +8.3% |
| 2010 | $8,411 | +16.0% |
| 2011 | $7,839 | -6.8% |
| 2012 | $7,377 | -5.9% |
| 2013 | $10,106 | +37.0% |
| 2014 | $11,532 | +14.1% |
| 2015 | $11,836 | +2.6% |
| 2016 | $16,345 | +38.1% |
| 2017 | $18,620 | +13.9% |
| 2018 | $17,480 | -6.1% |
| 2019 | $24,759 | +41.6% |
| 2020 | $26,825 | +8.3% |
| 2021 | $38,853 | +44.8% |
| 2022 | $35,607 | -8.4% |
| 2023 | $66,844 | +87.7% |
| 2024 | $99,903 | +49.5% |
| 2025 | $101,888 | +2.0% |
| 2026 | $103,269 | +1.4% |
Best and worst month-end to buy
The best single month-end close to have bought FCNCA was 1990-12 ($14.22): $1,000 then is $152,653 today. The worst was 2024-11 ($2,281): $1,000 then is $952.
FAQ
What would $1,000 in FCNCA be worth today?
A $1,000 investment in First Citizens BancShares, Inc. (FCNCA) at the start of 1986 would be worth about $82,537 today, a total return of +8153.7%. Dividends are reinvested in these figures.
What were the best and worst years for FCNCA?
First Citizens BancShares, Inc. (FCNCA)'s strongest calendar year since 1986 was 2023, a +87.7% return — $1,000 held through that year became about $1,877 by year-end. Its weakest year was 2007, at -27.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FCNCA have grown?
Investing $100 at the end of every month since 1986-10 would have grown to about $1.51M on $47,900 invested.
Did FCNCA beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $31,593. FCNCA beat the S&P 500 by +161.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Citizens BancShares, Inc. (FCNCA) historical total-return data from 1986-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.