Wall Street RegretsThe regret calculator.

What if you'd held DGZ?

A $1,000 investment in DB Gold Short ETN due February 15, 2038 (DGZ) at the month-end close of 2008-02 would be worth $212 at the close of 2026-08 — -78.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,793.

$1,000 since 2008$212Total return-78.8%Multiple0.21×CAGR-8.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$212Gain+$-788 (-78.8%)Multiple0.2×CAGR-8.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2008$2122009$2032010$2632011$3462012$4072013$4452014$3342015$3352016$3072017$3422018$3862019$3682020$4252021$5362022$5282023$5032024$5282025$6332026$938

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$770-23.0%
    2010$585-24.0%
    2011$497-15.0%
    2012$456-8.4%
    2013$607+33.2%
    2014$605-0.4%
    2015$660+9.1%
    2016$592-10.2%
    2017$525-11.3%
    2018$551+4.9%
    2019$477-13.4%
    2020$378-20.8%
    2021$383+1.5%
    2022$402+4.9%
    2023$383-4.7%
    2024$320-16.5%
    2025$216-32.5%
    2026$203-6.3%

    Best and worst month-end to buy

    The best single month-end close to have bought DGZ was 2026-02 ($4.58): $1,000 then is $1,146 today. The worst was 2008-10 ($32.25): $1,000 then is $163.

    FAQ

    What would $1,000 in DGZ be worth today?

    A $1,000 investment in DB Gold Short ETN due February 15, 2038 (DGZ) at the start of 2008 would be worth about $212 today, a total return of -78.8%. Dividends are reinvested in these figures.

    What were the best and worst years for DGZ?

    DB Gold Short ETN due February 15, 2038 (DGZ)'s strongest calendar year since 2008 was 2013, a +33.2% return — $1,000 held through that year became about $1,332 by year-end. Its weakest year was 2025, at -32.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in DGZ have grown?

    Investing $100 at the end of every month since 2008-02 would have grown to about $9,813 on $22,300 invested.

    Did DGZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,793. DGZ trailed the S&P 500 by +96.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    DB Gold Short ETN due February 15, 2038 (DGZ) historical total-return data from 2008-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.