What if you'd held SFBC?
A $1,000 investment in Sound Financial Bancorp, Inc. (SFBC) at the month-end close of 2008-01 would be worth $6,678 at the close of 2026-08 — +567.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,591.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2008
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2008 | $1,000 | — |
| 2009 | $630 | -37.0% |
| 2010 | $690 | +9.5% |
| 2011 | $1,080 | +56.4% |
| 2012 | $1,496 | +38.6% |
| 2013 | $2,457 | +64.2% |
| 2014 | $2,772 | +12.8% |
| 2015 | $3,368 | +21.5% |
| 2016 | $4,217 | +25.2% |
| 2017 | $5,223 | +23.8% |
| 2018 | $5,071 | -2.9% |
| 2019 | $5,701 | +12.4% |
| 2020 | $5,163 | -9.4% |
| 2021 | $7,303 | +41.4% |
| 2022 | $6,649 | -9.0% |
| 2023 | $6,736 | +1.3% |
| 2024 | $9,255 | +37.4% |
| 2025 | $7,792 | -15.8% |
| 2026 | $8,638 | +10.9% |
Best and worst month-end to buy
The best single month-end close to have bought SFBC was 2010-02 ($3.26): $1,000 then is $14,626 today. The worst was 2024-08 ($54.05): $1,000 then is $882.
FAQ
What would $1,000 in SFBC be worth today?
A $1,000 investment in Sound Financial Bancorp, Inc. (SFBC) at the start of 2008 would be worth about $6,678 today, a total return of +567.8%. Dividends are reinvested in these figures.
What were the best and worst years for SFBC?
Sound Financial Bancorp, Inc. (SFBC)'s strongest calendar year since 2008 was 2013, a +64.2% return — $1,000 held through that year became about $1,642 by year-end. Its weakest year was 2009, at -37.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SFBC have grown?
Investing $100 at the end of every month since 2008-01 would have grown to about $87,130 on $22,400 invested.
Did SFBC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,591. SFBC beat the S&P 500 by +19.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Sound Financial Bancorp, Inc. (SFBC) historical total-return data from 2008-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.