What if you'd held DTF?
A $1,000 investment in DTF Tax-Free Income 2028 Term Fund Inc. (DTF) at the month-end close of 1991-11 would be worth $4,639 at the close of 2026-08 — +363.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $20,543.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1991
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1991 | $1,000 | — |
| 1992 | $1,106 | +10.6% |
| 1993 | $1,224 | +10.7% |
| 1994 | $1,041 | -15.0% |
| 1995 | $1,363 | +31.0% |
| 1996 | $1,453 | +6.6% |
| 1997 | $1,629 | +12.1% |
| 1998 | $1,722 | +5.8% |
| 1999 | $1,396 | -19.0% |
| 2000 | $1,567 | +12.3% |
| 2001 | $1,759 | +12.2% |
| 2002 | $2,041 | +16.0% |
| 2003 | $2,224 | +9.0% |
| 2004 | $2,327 | +4.6% |
| 2005 | $2,286 | -1.8% |
| 2006 | $2,510 | +9.8% |
| 2007 | $2,429 | -3.3% |
| 2008 | $2,167 | -10.8% |
| 2009 | $2,780 | +28.2% |
| 2010 | $2,992 | +7.6% |
| 2011 | $3,433 | +14.7% |
| 2012 | $3,776 | +10.0% |
| 2013 | $3,331 | -11.8% |
| 2014 | $3,861 | +15.9% |
| 2015 | $4,020 | +4.1% |
| 2016 | $4,065 | +1.1% |
| 2017 | $4,155 | +2.2% |
| 2018 | $3,853 | -7.3% |
| 2019 | $4,755 | +23.4% |
| 2020 | $4,951 | +4.1% |
| 2021 | $4,955 | +0.1% |
| 2022 | $3,910 | -21.1% |
| 2023 | $3,996 | +2.2% |
| 2024 | $4,322 | +8.2% |
| 2025 | $4,555 | +5.4% |
| 2026 | $4,714 | +3.5% |
Best and worst month-end to buy
The best single month-end close to have bought DTF was 1991-12 ($2.45): $1,000 then is $4,714 today. The worst was 2021-08 ($12.43): $1,000 then is $929.
FAQ
What would $1,000 in DTF be worth today?
A $1,000 investment in DTF Tax-Free Income 2028 Term Fund Inc. (DTF) at the start of 1991 would be worth about $4,639 today, a total return of +363.9%. Dividends are reinvested in these figures.
What were the best and worst years for DTF?
DTF Tax-Free Income 2028 Term Fund Inc. (DTF)'s strongest calendar year since 1991 was 1995, a +31.0% return — $1,000 held through that year became about $1,310 by year-end. Its weakest year was 2022, at -21.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in DTF have grown?
Investing $100 at the end of every month since 1991-11 would have grown to about $85,654 on $41,800 invested.
Did DTF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $20,543. DTF trailed the S&P 500 by +77.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
DTF Tax-Free Income 2028 Term Fund Inc. (DTF) historical total-return data from 1991-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.