What if you'd held HMN?
A $1,000 investment in Horace Mann Educators Corporation (HMN) at the month-end close of 1991-11 would be worth $13,226 at the close of 2026-08 — +1222.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $20,543.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1991
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1991 | $1,000 | — |
| 1992 | $1,300 | +30.0% |
| 1993 | $1,145 | -11.9% |
| 1994 | $985 | -13.9% |
| 1995 | $1,470 | +49.1% |
| 1996 | $1,922 | +30.8% |
| 1997 | $2,740 | +42.5% |
| 1998 | $2,776 | +1.3% |
| 1999 | $1,939 | -30.1% |
| 2000 | $2,168 | +11.8% |
| 2001 | $2,201 | +1.5% |
| 2002 | $1,627 | -26.1% |
| 2003 | $1,526 | -6.2% |
| 2004 | $2,138 | +40.1% |
| 2005 | $2,172 | +1.6% |
| 2006 | $2,367 | +9.0% |
| 2007 | $2,266 | -4.3% |
| 2008 | $1,128 | -50.2% |
| 2009 | $1,570 | +39.2% |
| 2010 | $2,317 | +47.5% |
| 2011 | $1,820 | -21.4% |
| 2012 | $2,732 | +50.1% |
| 2013 | $4,451 | +62.9% |
| 2014 | $4,828 | +8.5% |
| 2015 | $4,975 | +3.0% |
| 2016 | $6,610 | +32.9% |
| 2017 | $7,000 | +5.9% |
| 2018 | $6,105 | -12.8% |
| 2019 | $7,312 | +19.8% |
| 2020 | $7,266 | -0.6% |
| 2021 | $6,901 | -5.0% |
| 2022 | $6,897 | -0.1% |
| 2023 | $6,294 | -8.8% |
| 2024 | $7,843 | +24.6% |
| 2025 | $9,528 | +21.5% |
| 2026 | $10,564 | +10.9% |
Best and worst month-end to buy
The best single month-end close to have bought HMN was 1991-11 ($3.81): $1,000 then is $13,226 today. The worst was 2026-07 ($52.01): $1,000 then is $969.
FAQ
What would $1,000 in HMN be worth today?
A $1,000 investment in Horace Mann Educators Corporation (HMN) at the start of 1991 would be worth about $13,226 today, a total return of +1222.6%. Dividends are reinvested in these figures.
What were the best and worst years for HMN?
Horace Mann Educators Corporation (HMN)'s strongest calendar year since 1991 was 2013, a +62.9% return — $1,000 held through that year became about $1,629 by year-end. Its weakest year was 2008, at -50.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HMN have grown?
Investing $100 at the end of every month since 1991-11 would have grown to about $188,966 on $41,800 invested.
Did HMN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $20,543. HMN trailed the S&P 500 by +35.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Horace Mann Educators Corporation (HMN) historical total-return data from 1991-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.