What if you'd held ECPG?
A $1,000 investment in Encore Capital Group Inc (ECPG) at the month-end close of 1999-07 would be worth $13,967 at the close of 2026-08 — +1296.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,801.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $84.65 | -91.5% |
| 2001 | $67.10 | -20.7% |
| 2002 | $284 | +323.1% |
| 2003 | $3,897 | +1272.7% |
| 2004 | $6,137 | +57.5% |
| 2005 | $4,477 | -27.0% |
| 2006 | $3,252 | -27.4% |
| 2007 | $2,498 | -23.2% |
| 2008 | $1,858 | -25.6% |
| 2009 | $4,490 | +141.7% |
| 2010 | $6,052 | +34.8% |
| 2011 | $5,486 | -9.3% |
| 2012 | $7,902 | +44.0% |
| 2013 | $12,970 | +64.1% |
| 2014 | $11,458 | -11.7% |
| 2015 | $7,505 | -34.5% |
| 2016 | $7,394 | -1.5% |
| 2017 | $10,865 | +46.9% |
| 2018 | $6,065 | -44.2% |
| 2019 | $9,125 | +50.5% |
| 2020 | $10,052 | +10.2% |
| 2021 | $16,028 | +59.5% |
| 2022 | $12,372 | -22.8% |
| 2023 | $13,097 | +5.9% |
| 2024 | $12,328 | -5.9% |
| 2025 | $14,026 | +13.8% |
| 2026 | $26,132 | +86.3% |
Best and worst month-end to buy
The best single month-end close to have bought ECPG was 2001-12 ($0.26): $1,000 then is $389,462 today. The worst was 2026-08 ($101): $1,000 then is $1,000.
FAQ
What would $1,000 in ECPG be worth today?
A $1,000 investment in Encore Capital Group Inc (ECPG) at the start of 1999 would be worth about $13,967 today, a total return of +1296.7%. Dividends are reinvested in these figures.
What were the best and worst years for ECPG?
Encore Capital Group Inc (ECPG)'s strongest calendar year since 1999 was 2003, a +1272.7% return — $1,000 held through that year became about $13,727 by year-end. Its weakest year was 2000, at -91.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in ECPG have grown?
Investing $100 at the end of every month since 1999-07 would have grown to about $791,105 on $32,600 invested.
Did ECPG beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,801. ECPG beat the S&P 500 by +140.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Encore Capital Group Inc (ECPG) historical total-return data from 1999-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.